Can a court approved personal rep insure a car in an estate?

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Asked August 16, 2016

1 Answer


In the south eastern state of North Carolina, a court approved personal representative would legally be allowed to insure a car in an estate that his/she is appointed to handle. So the answer to that question would be, yes. It would most likely be treated as an unavoidable expense incurred to properly distribute the estate, depending on the situation. In most states, this practice is allowed as the approved representative may be eligible for reimbursement by the estate for any charges incurred during processing. Unless the will expressly states the amount to be paid to the handler of the estate, which most will do not, then the clerk of court can determine the amount of reimbursement that would be due. However, insuring a vehicle would most likely be refunded as an out-of-pocket cost to manage the estate. Of course, these rules only apply to a personal representative that has been appointed by the state courts.

Answered August 19, 2016 by kdw

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