Can I buy life insurance for my mom living in Germany?

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Can I buy insurance for my mom who is currently living in Germany?

Asked April 3, 2018

1 Answer


You are able to buy a life insurance policy for your mom living in Germany as long as all the requirements are met. Your mother needs to be considered an non-U.S. resident, living outside of the U.S. for more than 3 months of the year, and or lives in the U.S. part time for 3 months for profession, educational or business reasons. Lastly is someone who has a permanent address outside of the U.S. but visits the U.S. for pleasure or business reasons.

Further requirements are application is completed in the U.S. as well and the medical exam. The policy has to be mailed to the address in the same state that life insurance applied in. Must show ties to the U.S., ie owning property within the U.S., in some cause ties to the U.S. can be having spouse, siblings or children in the U.S. Also most insurance companies will require that you show that your mom has a significant net worth.

Answered April 4, 2018 by bluemarlin08

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