can unlicensed vehicle owner get ins in west virginia?

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Asked August 8, 2017

1 Answer


In order to obtain car insurance in the state of West Virginia you must meet the minimum requirements of the state. You must hold an active and current drivers license.

There is also a minimum insurance coverage requirement set by the state. It is not possible to receive any insurance coverage less than the minimum. However you are able to receive higher coverages. West Virginia state law states all insurance companies are required to offer higher coverage policies than the state minimum requires. Increased underinsured motorist coverage may be purchased up to the limits of liability coverage carried on the policy. There are many benefits to having a higher insurance coverage. For example if you were to get into an accident, car insurance companies are only required to pay for the minimum amount listed in your policy. This can leave you paying out of pocket to cover any remaining costs of repairs to your vehicle.

Answered August 9, 2017 by jlee

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