do I have to declare previous (repaired) damage when selling home

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Considering selling condo that had approx. $25 K damage. All damage repaired with insured vendors. Does this need to be declared when selling ???

Asked October 9, 2018

1 Answer


No, there is no reason to declare this damage unless it hasn't been fully taken care of. The purpose of the declaration of damage when you are selling a home is to let the potential buyers know of problems that you are aware of that exist. If a reputable licensed, insured, and bonded contractor fixed the damage then there really isn't anything that needs to be disclosed to the person buying your home if the damage was resolved and handled by your insurance company and a construction industry provider.

If it were me I would keep all the documents that show you had this damage handled by a contractor. If you are working with a real estate agent you should also let them know what happened so they can advise you further but their answer should be the same as mine. Damage often happens in a home, including things that are covered by a homeowners insurance policy, but unless they weren't responsibly handled it shouldn't be an issue when you are in the process of selling your home.

Answered October 11, 2018 by rs974

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