If I do not own the policy can I call in and modify the policy?
Free Insurance Comparison
Secured with SHA-256 Encryption
Asked August 1, 2016
If you have an insurance policy but your name is not on the insurance policy, the insurance company is not going to allow you to modify this policy. This is a rule that is meant to protect the person who owns the insurance policy from fraud, claims being made without their knowledge, and other fraudulent activity.
In the event that you are listed on the policy, such as an auto insurance plan, you may be able to make changes to the policy, depending upon the rules of the insurance company you work with. However, in cases of life insurance, changes are only made when the owner of the policy requests these.
The owner of the policy can make a request for you to be named as one who can make changes to the policy without their presence, which is an option to consider for several insurance policies on the market.
Answered August 2, 2016 by MattyMelt