Is there a Delaware law that requires you to have car insurance even if you do not have a car?

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Asked July 25, 2017

1 Answer


The state of Delaware requires you to have insurance on all vehicles that are registered in your name whether or not they are currently driven. Insurance follows the vehicle and not the driver. As with most states, Delaware requires minimum coverage amounts for liability insurance.

Each vehicle needs liability coverage for bodily injury to pay for the other driver's medical expenses if you are found at fault in an accident. Also, driver's must maintain liability insurance for damage to the other person's vehicle.
In addition to these, Delaware requires that driver's carry personal injury protection insurance. This type of insurance pays for the medical expenses for yourself and any passengers in your vehicle regardless of fault.

Answered July 26, 2017 by tg024234

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