what does it mean if i had insurance one day prior to suspension?

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My policy was cancelled on 12/12/12 and my driver’s license suspended on 02/13/13 because of lack of payment for insurance coverage

Asked May 13, 2016

1 Answer


Maryland is classified as a mandatory vehicle insurance state" which means that individuals must maintain minimum insurance coverage on all vehicles licensed in the state. This coverage must be maintained at all times. Maryland state regulations require that an individual must return his/her license plates to any MVA branch office before canceling a vehicle's insurance policy. When a insurance policy is canceled or nonrenewed, the insurance company must notify the Maryland Vehicle Administration who then may take several actions. The MVA may assess a fine to the uninsured motorist, prohibit future registrations of other vehicles, or have the license plates confiscated along with several other possible steps. When your policy was canceled on 12/12/12 your insurer obviously notified the MVA who began the investigation into your insurance situation. By the time you had re-established insurance on your vehicle the wheels of state bureaucracy had already issued suspension of your license. To clear up the suspension you should contact MVA and pay any fines or penalties due for the 60 days your vehicle was uninsured.""

Answered May 16, 2016 by CenterStone

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