What if the car did not have Auto Insurance?
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Asked June 5, 2018
No, homeowner's insurance covers the items inside the dwelling after a burglary and even that has stipulations and limits. Comprehensive auto insurance would likely cover vehicle theft. In this case, if the car was not insured then there is not a way to receive insurance compensation for the loss.
After a car is stolen it is very important to notify the police immediately. They will assist you in filing a police report as well as adding the vehicle to their list of stolen cars. In the event that the police recover the vehicle, you will be notified and will be able to claim it under most circumstances. If the car is financed or leased you will also need to notify that company so they can also file a report pertaining to the theft. To prevent similar challenges in the future, be sure to insure all vehicles that you own so you will be covered when the unexpected happens.
Answered June 6, 2018 by OldTownInsurance