What if you are pregnant and do not have insurance?

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Asked June 8, 2010

1 Answer


Pregnancy can be very expensive, and delivery alone is likely to run $5,000 or more. If you do not have insurance, the best solution is probably to look into getting Medicaid. You can still try to get health insurance on your own, but you may find that it is difficult to get the pregnancy covered as it will be considered a preexisting condition. Medicaid will cover your pregnancy as long as you qualify for it. This includes prenatal care as well as any medical attention the baby requires after it is born.

If you have become employed at a place that offers health insurance, you will probably be able to get covered on the plan. Federal law prohibits companies that offer group health insurance from classifying pregnancy as a preexisting condition. That means that as long as the health insurance specifically covers maternity conditions, you will be able to sign up for the coverage with your company. Because most insurance companies have a specified waiting period before coverage becomes effective, you may still need other assistance until the insurance goes into effect.

Answered June 8, 2010 by Anonymous

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