Where can I get motor home insurance?

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Asked November 17, 2016

1 Answer


Recreational vehicles come in a variety of sizes, but many of them have become large homes on wheels. Finding insurance for these vehicles is difficult because they do not quite fit into the range of coverage offered for cars and pickup trucks, and they also do not fit into the housing category. Finding insurance may be difficult, but there are several options available to the owner.

Many larger insurance companies now offer bundling options, and some of them are willing to extend coverage to a recreational vehicle if there are other insured items in the policy. Insuring a home, a car or pickup truck and adding a recreational vehicle to the policy is often acceptable. For those who do not own a home, including renter’s insurance may be the best way to get a bundle policy and insure the vehicle. Few of these companies will offer insurance for just a recreational vehicle, so bundling is the best way to secure necessary coverage.

While many people are attracted to large insurance companies, local independent agents are another place to find insurance. These agents work with a variety of companies, and they will generally be able to offer a range of choices. They may be able to find a single coverage policy for just the vehicle, or they might be able to offer a bundle policy. They are worth checking out if the price of premiums is an issue.

Answered November 18, 2016 by FirstLight

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