wife and ins changed policy without my approval

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INSURANCE COMPANY INCREASED MY POLICIES AND ADDED MY GRANDSON TO POLICY WITHOUT MY PERMISSION. SHE SAID MY WIFE APPROVED THE ADDING AND AS FOR THE INCREASES IN COVERAGE WITHOUT EITHER ONE KNOWING OR APPROVING.”

Asked January 24, 2017

1 Answer


Short answer no, that being said, your insurance company should have notified you in writing that they were going to increase your policy. The letter would have explained why they were increasing your policy. This letter was either lost in the mail, or you failed to respond and they assumed your silence was approval. You should, however, be able to come to an agreement about returning your policy to its original form. You probably won't be able to receive a refund for any extra payment though.

As for your grandson, your wife may have mentioned he was driving and the company assumed he would be driving your car and added him. You can have him removed.

You have the option to file a complaint with the Virginia Insurance Commission. (www.scc.virginia.gov/boi)

If, you cannot come to an agreement with your insurance company, you are always free to cancel the policy you have with them and find insurance with a different company that will value you as a customer.

Answered January 28, 2017 by CenterStone

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