Will taking drivers ed help me get cheaper car insurance quotes?
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Asked January 7, 2013
There are many ways to get cheaper car insurance, ranging from the type of car, where you live and work, and personal aspects such as your marital status, age, and gender. You can also receive discounts for improving your driving record or by taking a recognized driver improvement course.
As long as the driver improvement course you take is recognized and voluntary, insurance companies offer discounts. This means that you cannot get a discount if you take the course as a result of a court or DMV order, but you can get the discount if you take the course on your own. The reason the discount is not available if you are required to take the course is because such orders are typically ordered in cases where your driving habits indicate that such improvement is in the best interest of yourself and the other drivers you share the roads with.
In some states, the discount for taking a driver's education course is mandatory. In these states, the discount you receive will be applied for a period of time ranging from 3 years to 5 years. In these states, the department of insurance has mandated that insurance companies must give you the discount, giving drivers more incentive to take the course and making the roads safer for everyone to use.
If your insurance company does not offer a discount for taking a driver's education course, it may be time to shop around for a new insurance policy that will. Start your search on a website such as this one, where you can get a free quote and automatic price comparisons between leading competitors. Keep in mind that you can get an additional discount if you purchase multiple insurance companies, even policies of different types such as home and auto coverage, from the same insurance provider.
Answered January 7, 2013 by Anonymous