California Car Insurance

Any questions regarding California car insurance laws should be directed to your state insurance department via the contact information below. All drivers are required by state law to carry car insurance, but California auto insurance rates are among the most expensive in the country. Use our comparison tool below to compare California car insurance quotes for free and find affordable coverage.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Selecting the right California car insurance starts with getting familiar with the fundamentals. Our site offers state specific resources to help inform our visitors on state specific insurance to make their car insurance shopping experience a great one.

You can also get multiple car insurance rates by using our free car insurance quotes form.

Interested in home insurance? Read our California Homeowner’s Insurance

California Car Insurance Coverage

Minimum California Car Insurance Requirements
Bodily Injury Liability $15,000 / $30,000 Limit
Property Damage Liability $5,000 Limit
Required limits for California Automobile Assiged Risk Plan $10,000 / $20,000 / $3,000

California Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in California (2008)
Source: NICB
1. 1991 Honda Accord
2. 1995 Honda Civic
3. 1989 Toyota Camry
4. 1994 Acura Integra
5. 1994 Nissan Sentra
6. 2007 Toyota Corolla
7. 1988 Toyota Pickup 4×2
8. 1997 Ford F150 Pickup
9. 1995 Saturn Si
10. 1997 Nissan Altima

View the most stolen vehicles in California for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

California Department of Insurance
Consumer Services Division
300 South Spring Street, South Tower
Los Angeles, CA 90013
Phone: (877) 927-4357

California DMV
P.O. Box 942890
Sacramento, CA 94290-0001
Phone: (800) 777-0133

Interested in health insurance? Read our California Health Insurance

Insurance Guides for Nearby States

California Insurance Agents

Los Angeles Car Insurance | San Diego Car Insurance | San Jose Car Insurance | San Francisco Car Insurance | Fresno Car Insurance | Sacramento Car Insurance | Long Beach Car Insurance | Oakland Car Insurance | Bakersfield Car Insurance | Anaheim Car Insurance | Santa Ana Car Insurance | Riverside Car Insurance | Stockton Car Insurance | Chula Vista Car Insurance | Irvine Car Insurance | Fremont Car Insurance | San Bernardino Car Insurance | Modesto Car Insurance

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