Renewing Your Health Insurance Without Comparing Quotes Can Cost You

It's important to compare quotes online before renewing your health insurance policy. The health insurance market can change drastically from the time you purchased coverage, and it’s possible to save a lot of money when you compare health insurance quotes before renewing. Enter your ZIP code below to start comparing health insurance quotes online for free.

Free Insurance Comparison

 Secured with SHA-256 Encryption

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Full Bio →

Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Full Bio →

Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Things change, and the amount you have to pay
for health insurance is no exception. When it comes to renewing a health insurance policy, it can save you money if you spend a little time to get some new health
insurance quotes rather than taking the easy way out and renewing without giving it some thought.

By comparing a few quotes, you can get a better idea of how the health insurance market has changed since you first bought your policy. The cost of health insurance may have gone up, but you may be
able to qualify for discounts with other companies that would not be available by renewing your existing policy.

Something else to keep in mind before renewing your policy is that you can save money by having more than one insurance policy with the same company. So if your car insurance company also provides
health insurance and they are not the company you currently use, getting a quote from your other insurer could be an easy way to reduce what you are paying.

Your credit score changes over time as well, and if yours has improved, you will be able to see a difference in your premiums by getting some new quotes. This is not to say that your current health
care insurer is not giving you all of the breaks you deserve, but it can’t hurt to do a little research on your own, just to make sure that you are being treated as well as you should be.

Keep in mind that the cheapest insurance is not always the best. In some cases, the health plan you choose could cause your premiums to go down. HMO and PPO health plans have different basic rates,
for example. So just changing the type of health insurance you have is one that might save money.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

 Secured with SHA-256 Encryption