Illinois Car Insurance

Illinois car insurance is required for every registered vehicle in the state. Drivers must meet the minimum liability requirements to legally drive. If you need coverage, enter your ZIP code below to compare quotes from Illinois auto insurance companies near you and compare policies side-by-side. If you have questions regarding your vehicle registration requirements, get in touch with the local DMV via the contact information below.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Regardless if Illinois car insurance prices are going up or down, you can be sure to obtain an accurate rate quote at US Insurance Agents. Comparing insurance begins with learning the fundamental principles and learning about discounts you might qualify for. Use our Illinois Insurance Guide as a resource to help you select the correct insurance.

Interested in home insurance? Read our Illinois Homeowner’s Insuranceguide.

Car Insurance Coverage

Minimum Illinois Car Insurance Requirements
Bodily Injury Liability $20,000 / $40,000 Limit
Property Damage Liability $15,000 Limit
Uninsured Motorist Bodily Injury $20,000 / $40,000 Limit

Illinois Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in Illinois (2008)
Source: NICB
1. 1995 Honda Civic
2. 1994 Dodge Caravan
3. 1994 Oldsmobile Cutlass
4. 1994 Honda Accord
5. 1991 Toyota Camry
6. 1999 Ford Taurus
7. 1995 Buick Century
8. 2004 Pontiac Grand Prix
9. 1993 Jeep Cherokee/Grand Cherokee
10. 2008 Chevrolet Impala

View the most stolen vehicles in Illinoisfor other years or view the most stolen vehicles in the U.S.

Important Contact Information

Illinois Department of Insurance
320 W. Washington Street
Springfield, IL 62767-0001
Phone: (217) 782-4515

Illinois DMV
213 State Capitol
Springfield, IL 62756
Phone: (800) 252-8980

Interested in health insurance? Read our Illinois Health Insurance guide.

Insurance Guides for Nearby States

Illinois Insurance Agents

Chicago Car Insurance | Aurora Car Insurance | Rockford Car Insurance | Joliet Car Insurance | Naperville Car Insurance | Springfield Car Insurance | Peoria Car Insurance | Elgin Car Insurance | Waukegan Car Insurance | Champaign Car Insurance | Cicero Car Insurance | Bloomington Car Insurance | Arlington Heights Car Insurance | Evanston Car Insurance | Schaumburg Car Insurance | Bolingbrook Car Insurance | Decatur Car Insurance | Palatine Car Insurance

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