Kentucky Car Insurance

Kentucky car insurance policies must meet the minimum requirements of 25/50/10 in liability coverage and the additional $10,000 minimum in personal injury protection. If you choose a collision or comprehensive policy, you will see your Kentucky auto insurance rates increase. Keep your rates low by comparison shopping online. Start here with our free ZIP code search below!

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Whether Kentucky car insurance prices are going up or down, you can get an accurate quote at US Insurance Purchasing insurance begins with getting familiar with the basics and learning about special programs you might be eligible for.

Use our Kentucky Car Insurance Guide as a resource to help you pick the best coverage.

Interested in home insurance? Read our Kentucky Homeowner’s Insurance

Kentucky Car Insurance Coverage

Minimum Kentucky Car Insurance Requirements
Bodily Injury Liability $25,000 / $50,000 Limit
Property Damage Liability $10,000 Limit
Personal Injury Protection $10,000 Limit

Kentucky Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in Kentucky (2008)
Source: NICB
1. 1991 Toyota Camry
2. 1994 Ford F150 Pickup
3. 1995 Jeep Cherokee/Grand Cherokee
4. 1997 Ford Taurus
5. 1999 Ford Explorer
6. 1986 Oldsmobile Cutlass
7. 1995 Ford Ranger
8. 1997 Dodge Ram Pickup
9. 1990 Chevrolet 4×2 Pickup
10. 1996 Honda Accord

View the most stolen vehicles in Kentucky for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

Kentucky Department of Insurance
P.O. Box 517
Frankfort, Kentucky 40602-0517
Phone: (502) 564-3630

Kentucky DMV
PO Box 2014
Frankfort, KY 40602-2014
Phone: (502) 564-6800

Interested in health insurance? Read our Kentucky Health Insurance

Insurance Guides for Nearby States

Kentucky Insurance Agents

Bowling Green Car Insurance | Owensboro Car Insurance | Covington Car Insurance | Richmond Car Insurance | Georgetown Car Insurance | Florence Car Insurance | Hopkinsville Car Insurance | Nicholasville Car Insurance | Elizabethtown Car Insurance | Henderson Car Insurance | Frankfort Car Insurance | Jeffersontown Car Insurance | Independence Car Insurance | Paducah Car Insurance | Radcliff Car Insurance | Ashland Car Insurance | Madisonville Car Insurance | Barbourville Car Insurance

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