Kentucky Car Insurance
Kentucky car insurance policies must meet the minimum requirements of 25/50/10 in liability coverage and the additional $10,000 minimum in personal injury protection. If you choose a collision or comprehensive policy, you will see your Kentucky auto insurance rates increase. Keep your rates low by comparison shopping online. Start here with our free ZIP code search below!
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UPDATED: Jul 16, 2021
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Whether Kentucky car insurance prices are going up or down, you can get an accurate quote at US Insurance Agents.com. Purchasing insurance begins with getting familiar with the basics and learning about special programs you might be eligible for.
Use our Kentucky Car Insurance Guide as a resource to help you pick the best coverage.
Interested in home insurance? Read our Kentucky Homeowner’s Insurance
Kentucky Car Insurance Coverage
|Minimum Kentucky Car Insurance Requirements|
|Bodily Injury Liability||$25,000 / $50,000 Limit|
|Property Damage Liability||$10,000 Limit|
|Personal Injury Protection||$10,000 Limit|
|Most Stolen Vehicles in Kentucky (2008)|
|1. 1991 Toyota Camry|
|2. 1994 Ford F150 Pickup|
|3. 1995 Jeep Cherokee/Grand Cherokee|
|4. 1997 Ford Taurus|
|5. 1999 Ford Explorer|
|6. 1986 Oldsmobile Cutlass|
|7. 1995 Ford Ranger|
|8. 1997 Dodge Ram Pickup|
|9. 1990 Chevrolet 4×2 Pickup|
|10. 1996 Honda Accord|
Important Contact Information
Kentucky Department of Insurance
P.O. Box 517
Frankfort, Kentucky 40602-0517
Phone: (502) 564-3630
PO Box 2014
Frankfort, KY 40602-2014
Phone: (502) 564-6800
Interested in health insurance? Read our Kentucky Health Insurance
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