Massachusetts Car Insurance

Massachusetts car insurance requirements are 20/40/5 for minimum liability and 20/40/8 in required uninsured motorist coverage. Start comparing Massachusetts car insurance quotes for free with our ZIP code search below. If you have any questions about Massachusetts auto Insurance regulations, scroll down for resources and contact information for your local Department of Insurance.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

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Being familiar with the basic principles about Massachusetts insurance not only helps you choose the correct insurance but can also aid in obtaining lucrative discounts you may not have been aware of. Use our Massachusetts Insurance Guide to learn more about guidelines, average costs and other useful information.

Interested in home insurance? Read our Massachusetts Homeowner’s Insurance guide.

Car Insurance Coverage

Minimum Massachusetts Car Insurance Requirements
Bodily Injury Liability $20,000 / $40,000 Limit
Property Damage Liability $5,000 Limit
Uninsured/Underinsured Bodily Injury
$20,000 / $40,000 Limit
Personal Injury Protection $8,000 Limit

Massachusetts Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in Massachusetts (2008)
Source: NICB
1. 1995 Honda Civic
2. 1994 Honda Accord
3. 1991 Toyota Camry
4. 1994 Acura Integra
5. 2000 Dodge Caravan
6. 1999 Jeep Cherokee/Grand Cherokee
7. 2003 Toyota Corolla
8. 1997 Ford Taurus
9. 1998 Ford Explorer
10. 2000 Nissan Maxima

View the most stolen vehicles in Massachusetts for other years or view the most stolen vehicles in the U.S.

Important Contact Information

Massachusetts Department of Insurance
1000 Washington Street, Suite 810
Boston MA 02118-6200
Phone: (617) 521-7794

Massachusetts DMV
General Mail
Boston, MA 02205-5889
Phone: (617) 351-4500

Interested in health insurance? Read our Massachusetts Health Insurance

Insurance Guides for Nearby States

Massachusetts Insurance Agents

Boston Car Insurance | Worcester Car Insurance | Springfield Car Insurance | Lowell Car Insurance | Cambridge Car Insurance | Brockton Car Insurance | New Bedford Car Insurance | Quincy Car Insurance | Lynn Car Insurance | Newton Car Insurance | Fall River Car Insurance | Somerville Car Insurance | Lawrence Car Insurance | Waltham Car Insurance | Haverhill Car Insurance | Malden Car Insurance | Medford Car Insurance | Taunton Car Insurance

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