Maryland Car Insurance

The minimum Maryland car insurance requirements are 20/40/15 for both liability and uninsured motorist coverage. Maryland auto insurance laws also require personal injury protection with a minimum limit of $2,500. This additional required coverage can raise your rates. Enter your ZIP code below to start comparing Maryland car insurance quotes for free to find cheaper coverage.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Becoming familiar with the fundamental principles about Maryland car insurance not only helps you pick the right insurance but can also aid in getting cost saving discount offers you may not have known you are eligible for. Use our Maryland Insurance Guide to learn more about insurance regulations, costs and other helpful information specific to insurance in Maryland.

Interested in home insurance? Read our Maryland Homeowner’s Insurance

Car Insurance Coverage

Minimum Maryland Car Insurance Requirements
Bodily Injury Liability $20,000 / $40,000 Limit
Property Damage Liability $15,000 Limit
Uninsured/Underinsured Bodily Injury $20,000 / $40,000 Limit
Uninsured/Underinsured Property Damage
$15,000 Limit
Personal Injury Protection $2,500 Limit

Maryland Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in Maryland (2008)
Source: NICB
1. 1996 Honda Accord
2. 2000 Dodge Caravan
3. 2000 Honda Civic
4. 1996 Jeep Cherokee/Grand Cherokee
5. 2000 Dodge Intrepid
6. 2007 Toyota Camry
7. 2000 Dodge Stratus
8. 1997 Plymouth Voyager
9. 1996 Ford Taurus
10. 1996 Nissan Maxima

View the most stolen vehicles in Maryland for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

Maryland Department of Insurance
200 St. Paul Place
Suite 2700
Baltimore, MD 21202
Phone: (800) 492-6116

Maryland DMV
6601 Ritchie Highway, N.E.
Glen Burnie, MD 21062
Phone: (800) 950-1682

Interested in health insurance? Read our Maryland Health Insurance

Insurance Guides for Nearby States

Maryland Insurance Agents

Baltimore Car Insurance | Frederick Car Insurance | Gaithersburg Car Insurance | Rockville Car Insurance | Bowie Car Insurance | Hagerstown Car Insurance | Annapolis Car Insurance | Salisbury Car Insurance | College Park Car Insurance | Laurel Car Insurance | Greenbelt Car Insurance | Cumberland Car Insurance | Abingdon Car Insurance | Bel Air Car Insurance | Burtonsville Car Insurance | Camp Springs Car Insurance | Capitol Heights Car Insurance | Catonsville Car Insurance

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