Maryland Car Insurance
The minimum Maryland car insurance requirements are 20/40/15 for both liability and uninsured motorist coverage. Maryland auto insurance laws also require personal injury protection with a minimum limit of $2,500. This additional required coverage can raise your rates. Enter your ZIP code below to start comparing Maryland car insurance quotes for free to find cheaper coverage.
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UPDATED: Jul 16, 2021
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Becoming familiar with the fundamental principles about Maryland car insurance not only helps you pick the right insurance but can also aid in getting cost saving discount offers you may not have known you are eligible for. Use our Maryland Insurance Guide to learn more about insurance regulations, costs and other helpful information specific to insurance in Maryland.
Interested in home insurance? Read our Maryland Homeowner’s Insurance
Car Insurance Coverage
|Minimum Maryland Car Insurance Requirements|
|Bodily Injury Liability||$20,000 / $40,000 Limit|
|Property Damage Liability||$15,000 Limit|
|Uninsured/Underinsured Bodily Injury||$20,000 / $40,000 Limit|
|Uninsured/Underinsured Property Damage||
|Personal Injury Protection||$2,500 Limit|
|Most Stolen Vehicles in Maryland (2008)|
|1. 1996 Honda Accord|
|2. 2000 Dodge Caravan|
|3. 2000 Honda Civic|
|4. 1996 Jeep Cherokee/Grand Cherokee|
|5. 2000 Dodge Intrepid|
|6. 2007 Toyota Camry|
|7. 2000 Dodge Stratus|
|8. 1997 Plymouth Voyager|
|9. 1996 Ford Taurus|
|10. 1996 Nissan Maxima|
Important Contact Information
Maryland Department of Insurance
200 St. Paul Place
Baltimore, MD 21202
Phone: (800) 492-6116
6601 Ritchie Highway, N.E.
Glen Burnie, MD 21062
Phone: (800) 950-1682
Interested in health insurance? Read our Maryland Health Insurance
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