Michigan Car Insurance

All residents must meet Michigan car insurance requirements of 20/40/10 in minimum liability to legally operate a motor vehicle. Michigan auto insurance regulations also require property protection insurance and personal injury protection, which can raise your monthly premiums. Get cheaper Michigan car insurance rates by comparison shopping online. Start here with our free ZIP code search below.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Purchasing car insurance doesn’t need to be difficult. Utilize the included articles to help you learn the ins and outs of car insurance in Michigan. You can also get the best insurance quotes at US Insurance Agents by receiving policy rates from several insurers using our simple and secure
car insurance quote 
form.

Interested in home insurance? Read our Michigan Homeowner’s Insurance
guide.

Car Insurance Coverage

Minimum Michigan Car Insurance Requirements
Bodily Injury Liability $20,000 / $40,000 Limit
Property Damage Liability $10,000 Limit
Property Protection Insurance
$1,000,000 Limit
Personal Injury Protection
Medical & Work Loss


Michigan Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in Michigan (2008)
Source: NICB
1. 1996 Dodge Caravan
2. 2000 Dodge Intrepid
3. 2000 Jeep Cherokee/Grand Cherokee
4. 1997 Ford Taurus
5. 2005 Dodge Ram Pickup
6. 1998 Plymouth Voyager
7. 2001 Dodge Stratus
8. 1994 Oldsmobile Cutlass
9. 2004 Pontiac Grand Prix
10. 2006 Dodge Durango

View the most stolen vehicles in Michigan for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

Michigan Department of Insurance
P.O. Box 30220
Lansing, MI 48909
Phone: (517) 335-497
Website

Michigan DMV
Michigan Department of State
Lansing, MI 48918
Phone: (888) 767-6424
Website

Interested in health insurance? Read our Michigan Health Insurance
guide.

Insurance Guides for Nearby States

Michigan Insurance Agents

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