Minnesota Car Insurance

Minnesota car insurance requirements are 30/60/10 in minimum liability and an additional $40,000 in personal injury protection. Minnesota auto insurance regulations also require drivers to carry at least $25,000 per person in uninsured bodily injury protection ($50,000 per accident). To find the best rate on these policies, enter your ZIP code below and compare Minnesota car insurance quotes for free.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 6, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Finding the best insurance coverage in Minnesota begins with knowing the fundamental principles. Our site has state by state guides to help educate our visitors on state specific rules and regulations to help them make their shopping experience as positive as possible. You can also get multiple car insurance rates by using our car insurance quote
form.

Interested in home insurance? Read our Minnesota Homeowner’s Insurance
guide.

Car Insurance Coverage

Minimum Minnesota Car Insurance Requirements
Bodily Injury Liability $30,000 / $60,000 Limit
Property Damage Liability $10,000 Limit
Uninsured/Underinsured Bodily Injury $25,000 / $50,000 Limit
Personal Injury Protection $40,000 Limit


Minnesota Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in Minnesota (2008)
Source: NICB
1. 1995 Honda Civic
2. 1994 Honda Accord
3. 1995 Acura Integra
4. 1991 Toyota Camry
5. 1995 Dodge Caravan
6. 1995 Oldsmobile Cutlass
7. 1995 Ford Taurus
8. 1997 Ford F150 Pickup
9. 2002 Ford Explorer
10. 1994 Buick Century

View the most stolen vehicles in Minnesota for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

Minnesota Department of Insurance
85 7th Place East, Suite 500
St. Paul, MN 55101
Phone: (800) 657-3602
Website

Minnesota DMV
Town Square Building
445 Minnesota Street, Suite 190
Saint Paul, MN 55101-5190
Phone: (651) 297-3298
Website

Interested in health insurance? Read our Minnesota Health Insurance
guide.

Insurance Guides for Nearby States

Minnesota Insurance Agents

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