North Dakota Car Insurance

North Dakota car insurance laws require drivers to carry 25/50/25 in both liability and uninsured motorist coverage. North Dakota auto insurance requirements also include a $30,000 minimum in personal injury protection. North Dakota is a no-fault insurance state, meaning that drivers are responsible for their own damages regardless of who is at fault for the accident. Find adequate North Dakota car insurance coverage at a fair rate with our free ZIP code search below.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 6, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Whether North Dakota car insurance premiums are increasing, decreasing or staying constant, you can find a fast and accurate rate quote at US Insurance Agents.

Getting car insurance starts with learning the fundamental principles and finding out which discounts you might qualify for. Use our North Dakota Car Insurance Guide as a resource to help you select the best insurance.

Interested in home insurance? Read our North Dakota Homeowner’s Insurance guide.

Car Insurance Coverage

Minimum North Dakota Car Insurance Requirements
Bodily Injury Liability $25,000 / $50,000 Limit
Property Damage Liability $25,000 Limit
Uninsured/Underinsured Bodily Injury $25,000 / $50,000 Limit
Personal Injury Protection $30,000 Limit

North Dakota Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in North Dakota (2008)
Source: NICB
1. 1996 Chevrolet Extended Cab 4×4 Pickup
2. 2001 Pontiac Grand Prix
3. 1989 Oldsmobile Cutlass
4. 2005 Ford Taurus
5. 1997 Honda Accord
6. 2001 Ford Explorer
7. 1991 Dodge Caravan
8. 2001 Pontiac Grand Am
9. 1995 Jeep Cherokee/Grand Cherokee
10. 1997 Dodge Intrepid

View the most stolen vehicles in North Dakota for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

North Dakota Department of Insurance
State Capitol, fifth floor
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone: (800) 247-0560

North Dakota DMV
608 East Boulevard Avenue
Bismarck, ND 58505-0700
Phone: (701) 328-2500

Interested in health insurance? Read our North Dakota Health Insurance

Insurance Guides for Nearby States

North Dakota Insurance Agents

Fargo Car Insurance | Bismarck Car Insurance | Grand Forks Car Insurance | Minot Car Insurance | West Fargo Car Insurance

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