North Dakota Car Insurance
North Dakota car insurance laws require drivers to carry 25/50/25 in both liability and uninsured motorist coverage. North Dakota auto insurance requirements also include a $30,000 minimum in personal injury protection. North Dakota is a no-fault insurance state, meaning that drivers are responsible for their own damages regardless of who is at fault for the accident. Find adequate North Dakota car insurance coverage at a fair rate with our free ZIP code search below.
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Written by
Natasha McLachlan
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Reviewed by
Laura Walker
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UPDATED: Nov 6, 2020
It’s all about you. We want to help you make the right coverage choices.
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Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Whether North Dakota car insurance premiums are increasing, decreasing or staying constant, you can find a fast and accurate rate quote at US Insurance Agents.
Getting car insurance starts with learning the fundamental principles and finding out which discounts you might qualify for. Use our North Dakota Car Insurance Guide as a resource to help you select the best insurance.
Interested in home insurance? Read our North Dakota Homeowner’s Insurance guide.
Car Insurance Coverage
| Minimum North Dakota Car Insurance Requirements | |||
|---|---|---|---|
| Bodily Injury Liability | $25,000 / $50,000 Limit | ||
| Property Damage Liability | $25,000 Limit | ||
| Uninsured/Underinsured Bodily Injury | $25,000 / $50,000 Limit | ||
| Personal Injury Protection | $30,000 Limit | ||
North Dakota Car Insurance Regulations & Required Coverage
| Most Stolen Vehicles in North Dakota (2008) | |||
|---|---|---|---|
| Source: NICB | |||
| 1. 1996 Chevrolet Extended Cab 4×4 Pickup | |||
| 2. 2001 Pontiac Grand Prix | |||
| 3. 1989 Oldsmobile Cutlass | |||
| 4. 2005 Ford Taurus | |||
| 5. 1997 Honda Accord | |||
| 6. 2001 Ford Explorer | |||
| 7. 1991 Dodge Caravan | |||
| 8. 2001 Pontiac Grand Am | |||
| 9. 1995 Jeep Cherokee/Grand Cherokee | |||
| 10. 1997 Dodge Intrepid | |||
View the most stolen vehicles in North Dakota for other years or view the
most stolen vehicles in the U.S.
Important Contact Information
North Dakota Department of Insurance
State Capitol, fifth floor
600 E. Boulevard Ave.
Bismarck, ND 58505-0320
Phone: (800) 247-0560
Website
North Dakota DMV
608 East Boulevard Avenue
Bismarck, ND 58505-0700
Phone: (701) 328-2500
Website
Interested in health insurance? Read our North Dakota Health Insurance
guide.
Insurance Guides for Nearby States
North Dakota Insurance Agents
Fargo Car Insurance | Bismarck Car Insurance | Grand Forks Car Insurance | Minot Car Insurance | West Fargo Car Insurance