New Jersey Car Insurance Discounts for 2023
Get more bang for your buck with car insurance discounts in New Jersey - save money on premiums while enjoying top-notch coverage.
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Laura Walker
Former Licensed Agent
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...
Former Licensed Agent
UPDATED: May 8, 2023
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: May 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Car insurance can be expensive, but luckily for New Jersey drivers, there is a way to save big on their premiums. The New Jersey car insurance discount is a great opportunity for eligible drivers to save up to 30% on their car insurance premiums. By completing an approved defensive driving course, drivers can not only improve their driving skills but also save a substantial amount of money on their car insurance.
Everything the Discount Covers:
The New Jersey car insurance discount is available to drivers who have completed an approved defensive driving course. This discount applies to your liability, personal injury protection, and collision coverage. It is important to note that this discount does not apply to your comprehensive coverage.
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Who is Eligible for the Discount:
In order to be eligible for the New Jersey car insurance discount, you must meet the following criteria:
- You must be a New Jersey resident
- You must have completed an approved defensive driving course
- You must have a valid New Jersey driver’s license
- You must not have any outstanding traffic violations or at-fault accidents
The Different Types of Other Discounts Available to Customers and How to Qualify for Them:
In addition to the New Jersey car insurance discount, there are other discounts available to customers. These discounts include:
- Multi-car discount: If you insure more than one car with the same insurance company, you may be eligible for a multi-car discount.
- Good driver discount: If you have a good driving record and have not had any at-fault accidents or traffic violations, you may be eligible for a good driver discount.
- Bundling discount: If you bundle your car insurance with other types of insurance, such as home insurance or life insurance, you may be eligible for a bundling discount.
To qualify for these discounts, you will need to meet certain criteria. For example, to qualify for a good driver discount, you must have a clean driving record. To qualify for a bundling discount, you will need to purchase multiple types of insurance from the same company.
In Summary: New Jersey Car Insurance Discounts
If you are a New Jersey driver, the New Jersey car insurance discount is an opportunity you don’t want to miss. By completing an approved defensive driving course, you can not only improve your driving skills but also save up to 30% on your car insurance premium. It is important to note that this discount only applies to certain types of coverage, so be sure to speak with your insurance company to learn more about your eligibility and the specific discounts available to you. Don’t miss out on the chance to save big on your car insurance and become a safer driver today!
Frequently Asked Questions
How much car insurance do I need in New Jersey?
In New Jersey, you are required to have liability insurance with a minimum coverage of $15,000 for bodily injury per person, $30,000 for bodily injury per accident, and $5,000 for property damage per accident.
Can I get car insurance with a bad driving record?
Yes, you can still get car insurance with a bad driving record, but your rates may be higher than if you had a clean driving record. You may also be required to get a high-risk policy.
Can I cancel my New Jersey car insurance policy at any time?
Yes, you can cancel your New Jersey car insurance policy at any time, but you may be subject to fees or penalties.
What happens if I drive without car insurance in New Jersey?
If you are caught driving without car insurance in New Jersey, you may face fines, license suspension, and other penalties.
Are there other discounts available besides the New Jersey car insurance discount?
Yes, other discounts are available, such as multi-car, good driver, and bundling discounts.
Can I get car insurance as a new driver in New Jersey?
Yes, you can get car insurance as a new driver in New Jersey, but your rates may be higher because new drivers are considered a higher risk.
Can I choose my own repair shop if my car is damaged in an accident?
Yes, in New Jersey you have the right to choose your own repair shop to fix your car after an accident.
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Laura Walker
Former Licensed Agent
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...
Former Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.