New Jersey Car Insurance

Standard New Jersey car insurance policy requirements include a 15/30/5 liability policy, 25/50 in uninsured motorist coverage, and over $100,000 in personal injury protection. Keep your New Jersey auto insurance costs as low as possible by comparison shopping online for your policy. Enter your ZIP code below to get quotes from multiple New Jersey car insurance companies for free.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Regardless if New Jersey car insurance prices are going up or down, you can obtain an accurate quote at US Insurance Agents. Comparison shopping for insurance starts with learning the basic principles and learning about special programs you might qualify for.

Use our New Jersey Car Insurance Guide as a way to help you pick the correct insurance coverage.

Interested in home insurance? Read our New Jersey Homeowner’s Insurance  guide.

New Jersey Car Insurance Coverage

Minimum New Jersey Car Insurance Requirements
Basic Policy
Property Damage Liability $5,000 Limit
Personal Injury Protection $15,000 Limit
PIP for Permanent or Significant Injury $250,000 Limit
Standard Policy
Bodily Injury Liability $15,000 / $30,000 Limit
Property Damage Liability $5,000 Limit
Uninsured/Underinsured Bodily Injury $15,000 / $30,000 Limit
Uninsured Motorist Property Damage $5,000 Limit
Personal Injury Protection $15,000 Limit
PIP for Permanent or Significant Injury $250,000 Limit


New Jersey Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in New Jersey (2008)
Source: NICB
1. 2000 Honda Civic
2. 1994 Honda Accord
3. 2000 Dodge Caravan
4. 2000 Jeep Cherokee/Grand Cherokee
5. 1991 Toyota Camry
6. 1998 Nissan Maxima
7. 1995 Acura Integra
8. 1998 Plymouth Voyager
9. 2007 Toyota Corolla
10. 2000 Dodge Intrepid

View the
most stolen vehicles in New Jersey

for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

New Jersey Department of Insurance
20 West State Street
PO Box 325
Trenton, NJ 08625
Phone: (609) 292-7272
Website

New Jersey DMV
P.O. Box 160
Trenton, NJ 08666
Phone: (609) 292-6500
Website

Interested in health insurance? Read our New Jersey Health Insurance
guide.

Insurance Guides for Nearby States

New Jersey Insurance Agents

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