New Mexico Car Insurance

New Mexico car insurance laws require drivers to carry 25/50/10 in minimum liability coverage. Unfortunately, a liability-only policy only covers damages and injuries sustained by the other driver. Without a full coverage policy, you’ll be responsible for paying your own repair costs and medical bills out of pocket. Find the best rates on full coverage car insurance by comparing New Mexico auto insurance quotes below.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Becoming familiar with the basics about New Mexico car insurance not only helps you select the best policy but can also help you obtain special programs you may not have known you qualify for. Use our New Mexico Insurance Guide to read more about regulations, rates and other information specific to insurance in New Mexico.

Interested in home insurance? Read our New Mexico Homeowner’s Insurance guide.

Car Insurance Coverage

Minimum New Mexico Car Insurance Requirements
Bodily Injury Liability $25,000 / $50,000 Limit
Property Damage Liability $10,000 Limit

New Mexico Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in New Mexico (2008)
Source: NICB
1. 2005 Dodge Ram Pickup
2. 1995 Honda Civic
3. 2007 Ford F150 Pickup
4. 1994 Honda Accord
5. 2004 Ford F250 Pickup
6. 2006 Ford F350 Pickup
7. 1991 Toyota Camry
8. 2002 Jeep Wrangler
9. 1993 Jeep Cherokee/Grand Cherokee
10. 1990 Chevrolet Conventional Cab 4×2 Pickup

View the
most stolen vehicles in New Mexico

for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

New Mexico Department of Insurance
P.O. Box 1269
Santa Fe, NM 87504-1269
Phone: (888) 427-5772

New Mexico DMV

Joseph Montoya Building
P.O. Box 1028
1100 South St. Francis Drive
Santa Fe 87504-1028
Phone: (888) 683 4636

Interested in health insurance? Read our New Mexico Health Insurance guide.

Insurance Guides for Nearby States

New Mexico Insurance Agents

Albuquerque Car Insurance | Las Cruces Car Insurance | Rio Rancho Car Insurance | Santa Fe Car Insurance | Roswell Car Insurance | Farmington Car Insurance | Clovis Car Insurance | Hobbs Car Insurance | Alamogordo Car Insurance | Carlsbad Car Insurance | Los Alamos Car Insurance

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