Equitable Insurance Review & Ratings (2024)

Comprehensive equitable insurance review: unbiased insights and expert analysis for informed decision-making.where we provide unbiased insights, expert analysis, and valuable information about their insurance products, coverage options, claims handling, customer experiences, and more. Delve into the intricate details of Equitable Insurance to make well-informed decisions about your insurance needs.

UPDATED: Dec 8, 2023Fact Checked

D. Gilson, PhD

Professor & Published Author

D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from S...

Professor & Published Author

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

UPDATED: Dec 8, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 8, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 8, 2023Fact Checked
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Equitable Insurance

Average monthly rate for good drivers:

N/A

A.M. Best rating:

B

Complaint level:

Low

Pros

  • Well-established with a rich history dating back to the early 1900s.
  • Commitment to providing affordable and comprehensive coverage options.
  • Wide range of car insurance coverage options to meet diverse customer needs.
  • Known for affordability and offering various discounts to make coverage more accessible.
  • Positive customer reviews praising the company for affordable rates and excellent customer service.

Cons

  • Mixed customer reviews, indicating variability in customer satisfaction.
  • Availability may vary depending on the location and type of coverage sought.
  • Limited information on specific digital advancements and mobile app features.
  • Some customers reported dissatisfaction with the claims process or the cost of premiums.
  • The article suggests that before choosing Equitable Insurance, comparing quotes from different providers is recommended.

Final Verdict: Review of Equitable Insurance

Equitable Insurance is a car insurance company based in the United States, offering coverage in several states including Ohio, Indiana, Kentucky, Tennessee, and Pennsylvania.

The company offers a range of car insurance coverage options, including liability, collision, and comprehensive coverage, as well as several discounts for good drivers and those who bundle multiple policies. Customers can find information on the cost of coverage and discounts offered by Equitable Insurance on their website.

While the company has received a mix of positive and negative reviews, many customers praise the company for its affordable rates and excellent customer service, while others have reported dissatisfaction with the company’s claims process or the cost of their premiums.

Before choosing Equitable Insurance for your car insurance needs, it may be a good idea to compare quotes from several different insurance providers to find the best option for your budget and coverage needs.

What You Should Know About Equitable Insurance

Welcome to our comprehensive Equitable Insurance Review & Ratings:  If you’re in search of reliable insurance coverage that perfectly matches your specific needs, you’ve come to the right place. We provide you with valuable insights and unbiased analysis of Equitable Insurance, covering a wide range of key topics that include their diverse insurance products, extensive coverage options, efficient claims handling processes, real-life customer experiences, and overall satisfaction ratings.

  • Offers comprehensive coverage options at an affordable price.
  • Provides a wide range of discounts to customers.
  • Operates in multiple states across the US.

To ensure you find the most competitive rates from the best insurance providers in your area, take advantage of our simple yet powerful call-to-action and enter your zip code. By doing so, you’ll gain access to a user-friendly comparison tool that allows you to evaluate and compare rates, ensuring you secure optimal coverage that provides reliable protection, exceptional service, and affordability

Equitable Insurance History and Mission

Equitable Insurance is a well-established car insurance company with a rich history dating back to the early 1900s. The company was founded to provide affordable and comprehensive coverage options to customers. Over the years, Equitable Insurance has evolved and expanded its services to become one of the most trusted car insurance companies in the US.

The mission of Equitable Insurance is to provide customers with the peace of mind that comes with knowing they are protected on the road. The company is committed to customer satisfaction and strives to provide high-quality services at an affordable price.

This focus on customer satisfaction has helped Equitable Insurance to become one of the most reputable car insurance companies in the US, with a loyal customer base and a strong reputation in the industry. Equitable Insurance operates in multiple states across the US and is constantly expanding its services to reach even more customers.

The company is known for its affordability and comprehensive coverage options and offers a wide range of discounts to customers to help make their car insurance even more affordable. Whether you are a first-time car owner or have been driving for many years, Equitable Insurance has a coverage option that is right for you.

Equitable Insurance Coverage Options

Equitable Insurance offers a wide range of car insurance coverage options to meet the needs of its customers. Some of the main coverage options available from Equitable Insurance include:

  • Liability coverage: This type of coverage helps to protect you financially in the event of an accident where you are found to be at fault. Liability coverage typically includes coverage for bodily injury to others and property damage.
  • Collision coverage: This type of coverage helps to pay for damages to your vehicle in the event of an accident, regardless of who is found to be at fault.
  • Comprehensive coverage: This type of coverage helps to protect your vehicle from non-collision-relate dated incidents, such as theft, fire, or natural disasters.
  • Uninsured/underinsured motorist coverage: This type of coverage helps to protect you in the event of an accident with an uninsured or underinsured driver.
  • Medical payments coverage: This type of coverage helps to cover the cost of medical expenses for you and your passengers in the event of an accident.

In addition to these basic coverage options, Equitable Insurance also offers a variety of add-on coverage options, such as rental car reimbursement, roadside assistance, and more.

States Where Equitable Insurance is Available

Equitable Insurance is currently available in several states across the United States. However, availability may vary depending on your location and the type of coverage you are looking for. Some of the states where Equitable Insurance is currently available include:

    • Ohio
    • Indiana
    • Kentucky
    • Tennessee
    • Pennsylvania

    To find out if Equitable Insurance is available in your state, you can follow these simple steps:

      • Visit the Equitable Insurance website: You can start by visiting the Equitable Insurance website to learn more about the company and its services.
      • Check their coverage map: Equitable Insurance may have a coverage map or list of states on their website where they provide insurance. This can help you determine if they are available in your state.
      • Contact customer service: If you’re not sure if Equitable Insurance is available in your state, you can contact their customer service team for more information. They will be able to answer any questions you have about the company’s availability and coverage options in your area.
      • Get a quote: If Equitable Insurance is available in your state, you can get a quote for car insurance by visiting their website or contacting their customer service team.

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      Equitable Insurance Rates Breakdown

      The cost of car insurance from Equitable Insurance will vary depending on several factors, including the type and amount of coverage you choose, your location, driving history, and more. Some of the factors that may impact the cost of your car insurance from Equitable Insurance include:

        • Your coverage options: The type and amount of coverage you choose will impact the cost of your insurance. For example, a higher level of liability coverage will typically be more expensive than a lower level of coverage.
        • Your location: The cost of car insurance can vary depending on where you live. For example, car insurance may be more expensive in areas with a higher rate of accidents or theft.
        • Your driving history: Your driving history, including any accidents or traffic violations, can impact the cost of your insurance.
        • Your age and gender: Your age and gender can also impact the cost of your car insurance. For example, younger drivers and male drivers may be seen as higher risk and therefore may pay more for insurance.

        However, Equitable Insurance is known for its affordability and offers a wide range of discounts to help make car insurance even more affordable for customers.

        Equitable Insurance Discounts Available

        Equitable Insurance is committed to helping its customers save money on their car insurance and offers a variety of discounts to help make coverage more affordable. Some of the discounts available from Equitable Insurance include:

        • Good driver discount: This discount is available to drivers who have a clean driving record and no accidents or traffic violations.
        • Multiple-policy discount: If you have multiple policies with Equitable Insurance, such as home and auto insurance, you may be eligible for a discount on your car insurance premium.
        • Safe vehicle discount: If you drive a safe and secure vehicle, such as a car with advanced safety features or anti-theft devices, you may be eligible for a discount on your car insurance premium.
        • Loyal customer discount: If you have been a customer of Equitable Insurance for a certain period, you may be eligible for a discount on your car insurance premium.
        • Bundled insurance discount: If you bundle your car insurance with other types of insurance, such as home or life insurance, you may be eligible for a discount on your car insurance premium.

        Equitable Insurance Claims Process: Streamlined and Hassle-Free

        Ease of Filing a Claim

        The process of filing a claim can vary based on the insurance provider. Most insurance companies offer multiple channels for filing a claim, including online through their website or mobile app, over the phone, and sometimes in person at a physical location. Online and mobile app options have gained popularity due to their convenience and accessibility.

        Average Claim Processing Time

        Claim processing time is a critical factor for customers in assessing the efficiency of an insurance company. This time can vary depending on the complexity of the claim and the responsiveness of the insurance provider. Customers expect a reasonable and prompt resolution to their claims, and insurers strive to streamline their processes to minimize processing time.

        Customer Feedback on Claim Resolutions and Payouts

        Customer feedback plays a crucial role in evaluating an insurance company’s performance in handling claims. It provides insights into how satisfied policyholders are with the resolution of their claims and the payouts received. Understanding customer experiences helps insurance companies identify areas for improvement and enhance their claims processing procedures.

        Exploring Equitable Insurance: Empowering Policyholders With Digital Advancements

        Mobile App Features and Functionality

        Many insurance companies offer mobile apps that provide a range of features and functionalities. These may include the ability to view policy details, file claims, upload supporting documents, track claim status, make premium payments, and even access educational resources related to insurance. The convenience of having these features at one’s fingertips via a mobile app contributes to a smoother customer experience.

        Online Account Management Capabilities

        Insurance providers often offer online account management platforms where policyholders can manage their policies, update personal information, review billing and payment history, download policy documents, and communicate with customer support. Online account management enhances accessibility and allows customers to have more control over their insurance-related activities.

        Digital Tools and Resources

        Insurance companies may provide various digital tools and resources to assist policyholders in understanding their coverage, calculating premiums, estimating claim payouts, and accessing educational materials about insurance. These tools empower customers to make informed decisions regarding their insurance needs and help enhance their overall understanding of insurance products and services.

        How Equitable Insurance Ranks Among Providers

        In the highly competitive landscape of car insurance, Equitable Insurance faces competition from various reputable companies. Understanding the strengths and unique offerings of these competitors is essential for individuals seeking the right insurance provider. Here, we highlight some of the main competitors of Equitable Insurance, providing insights into their respective profiles.

        • Progressive Insurance: Progressive is a well-established insurance company known for its innovative approach and user-friendly policies. The company offers a range of coverage options, utilizing technology to provide competitive rates. Progressive is often praised for its Snapshot program, which allows drivers to earn discounts based on their driving behavior.
        • Geico Insurance: Geico, or the Government Employees Insurance Company, has gained popularity for its catchy advertising and competitive rates. As a direct-to-consumer insurer, Geico offers an array of coverage options, focusing on simplicity and cost-effectiveness. The company is recognized for its straightforward approach to quoting and policy management.
        • State Farm Insurance: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto insurance. With a vast network of agents, State Farm emphasizes a personalized approach to customer service. The company is known for its extensive coverage options and various discounts.
        • Allstate Insurance: Allstate is a well-established insurance company that provides a comprehensive suite of insurance products, including auto insurance. Known for its commitment to customer satisfaction, Allstate offers features like Accident Forgiveness and Safe Driving Bonus. The company has a strong emphasis on educating customers about their coverage.

        Equitable Insurance competes in a dynamic market alongside companies like Progressive, Geico, State Farm, and Allstate. Each competitor brings unique strengths and approaches to the table, catering to different preferences and needs. Prospective policyholders are encouraged to explore the offerings of these competitors to make well-informed decisions based on their specific requirements and priorities.

        Equitable Insurance Customer Reviews

        Equitable Insurance has received a mix of positive and negative reviews from its customers. Some customers have praised the company for its affordable rates and excellent customer service, while others have reported dissatisfaction with the company’s claims process or the cost of their premiums.

        Strengths

          • Affordable rates: Many customers have reported that Equitable Insurance offers competitive rates for car insurance, making it an affordable option for drivers.
          • Good customer service: Equitable Insurance has received positive reviews for its customer service, with many customers reporting that the company’s representatives are friendly, helpful, and easy to work with.

          Weaknesses

            • Lengthy claims process: Some customers have reported that the claims process with Equitable Insurance can be slow and difficult, leading to frustration and dissatisfaction.
            • Cost of premiums: While some customers have reported that Equitable Insurance offers affordable rates, others have reported that the cost of their premiums has increased over time, making it more difficult to budget for their car insurance needs.

            Frequently Asked Questions

            What is Equitable Insurance?

            Equitable Insurance is a car insurance company in the US that offers affordable and comprehensive coverage options for its customers.

            What is the mission of Equitable Insurance?

            The mission of Equitable Insurance is to provide customers with affordable and comprehensive coverage options, with a focus on customer satisfaction and high-quality services.

            What types of coverage are available from Equitable Insurance?

            Equitable Insurance offers a wide range of car insurance coverage options, including liability, collision, and comprehensive coverage, as well as several add-on options such as rental car reimbursement and roadside assistance.

            What discounts are available from Equitable Insurance?

            Equitable Insurance offers a variety of discounts to help make car insurance more affordable, such as good driver discounts, multi-car discounts, and bundling discounts.

            What states is Equitable Insurance available in?

            Equitable Insurance is currently available in several states across the US, including Ohio, Indiana, Kentucky, Tennessee, and Pennsylvania.

            What are the strengths and weaknesses of Equitable Insurance?

            Some of the strengths of Equitable Insurance include its affordability and comprehensive coverage options, while some weaknesses include mixed reviews from customers and variability in availability depending on location and coverage needs.

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            D. Gilson, PhD

            Professor & Published Author

            D. Gilson is a writer and author of essays, poetry, and scholarship that explore the relationship between popular culture, literature, sexuality, and memoir. His latest book is Jesus Freak, with Will Stockton, part of Bloomsbury’s 33 1/3 Series. His other books include I Will Say This Exactly One Time and Crush. His first chapbook, Catch & Release, won the 2012 Robin Becker Prize from S...

            Professor & Published Author

            Michael Vereecke

            Commercial Lines Coverage Specialist

            Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

            Commercial Lines Coverage Specialist

            Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

            Free Insurance Comparison

            Compare quotes from the top insurance companies and save!

            secured lock Secured with SHA-256 Encryption