Fireman’s Fund Insurance Review & Ratings (2024)

Safeguarding what matters most to you is a top priority, and Fireman's Fund Insurance is here to provide comprehensive insurance coverage for both your personal and business needs with Fireman's Fund Insurance, Our dedicated team of insurance professionals understands the unique challenges and risks you face, and we are committed to tailoring insurance solutions that align with your specific requirements.

UPDATED: Nov 27, 2023Fact Checked

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Nov 27, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Nov 27, 2023Fact Checked
no image available
5 reviews

3.3
usinsuranceagents.com

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Fireman's Fund Insurance Company

Average monthly rate for good drivers:

$100

A.M. Best rating:

A+

Complaint level:

Low

Pros

  • Comprehensive coverage options, including specialized policies
  • Competitive pricing with flexible payment plans
  • Streamlined and efficient claims process
  • Excellent customer service with a customer-centric approach
  • Strong financial stability and a high A.M. Best rating

Cons

  • Limited online policy management features
  • Some policy options may be more expensive than competitors
  • Specialized coverages might not be necessary for all customers
  • Availability might vary based on location
  • Limited international coverage options

Final Verdict: Review of Fireman's Fund Insurance

In conclusion, Fireman’s Fund Insurance is a reputable insurance company with a long history of providing high-quality insurance products and services to customers across the United States.

With a mission to protect and support its customers, the company offers a wide range of insurance products, including home, auto, personal liability, and more.

While pricing can vary depending on the specific product and coverage needed, Fireman’s Fund Insurance generally offers competitive rates and a variety of discounts to help customers save on their insurance premiums.

Customer reviews of the company are generally positive, with many praising the high-quality customer service, competitive rates, and fast claims processing. Overall, Fireman’s Fund Insurance is a solid choice for customers looking for reliable and comprehensive insurance coverage.

What You Should Know About Fireman's Fund Insurance Company

Address: 777 San Marin Drive
City: Novato
State: CA
ZIP Code: 94998
Phone Number: (415) 899-2000
Fax: (415) 899-3600

S&P Global Ratings: A

Welcome to Fireman’s Fund Insurance, your trusted partner for comprehensive insurance coverage to safeguard what matters most to you. We will delve into the key topics surrounding insurance, discussing the importance of reliable protection for your personal and business needs. Whether it’s your home, automobile, valuable possessions, or business assets, having the right insurance coverage is crucial for peace of mind and financial security.

By entering your zip code below, you can compare rates from the best insurance providers in your area, ensuring that you receive the most competitive and customized coverage options available. Don’t leave your protection to chance – choose Fireman’s Fund Insurance and experience the confidence and peace of mind that come with reliable insurance coverage.

An Overview: Fireman’s Fund Insurance

When it comes to finding the right car insurance, it’s important to choose a company that not only provides comprehensive coverage but also has a history of excellent customer service.

Fireman’s Fund Insurance, founded in 1863, has been a trusted name in insurance for over 150 years.

  • Fireman’s Fund Insurance has been in business for over 150 years, making it one of the oldest insurance companies in the US.
  • The company has a strong focus on high-net-worth individuals and specializes in providing insurance for luxury homes, yachts, and collectibles.
  • Fireman’s Fund Insurance has a long history of giving back to the community through philanthropic efforts, including supporting fire prevention and education programs.

Offering a range of products and services, Fireman’s Fund Insurance provides coverage in several states across the US. In this review, we’ll take a closer look at the company’s history, products and services, discounts, and customer reviews to help you make an informed decision.

History of Fireman’s Fund Insurance

Fireman’s Fund Insurance was founded in 1863 by a group of California firefighters who recognized the need for an insurance company that specialized in fire insurance.

The company’s original mission was to provide insurance protection for firefighters and their families, as well as for other individuals and businesses in California.

Over time, Fireman’s Fund Insurance expanded its offerings to include a range of insurance products and services beyond fire insurance, including automobile insurance, homeowners insurance, and business insurance.

The company’s focus on high-net-worth individuals began in the 1950s when it started providing insurance for fine arts and collectibles.

The Mission of Fireman’s Fund Insurance

Today, Fireman’s Fund Insurance is a subsidiary of Allianz SE and continues to specialize in providing insurance products and services for high-net-worth individuals, including insurance for luxury homes, yachts, and collections.

The company has a strong commitment to giving back to the community through philanthropic efforts, including supporting fire prevention and education programs.

In recent years, Fireman’s Fund Insurance has undergone several changes. In 2014, the company announced that it would be phasing out its personal insurance business and focusing exclusively on commercial insurance.

Today, Fireman’s Fund Insurance continues to provide specialized insurance products and services for high-net-worth individuals and businesses.

Fireman's Fund Insurance Company Insurance Coverage Options

Fireman’s Fund Insurance offers a wide range of insurance products and services for individuals and businesses, including:

  • Homeowners insurance: This insurance provides coverage for homes, condos, and rental properties. It includes protection for the structure of the property, personal property, liability, and additional living expenses in case of a covered loss.
  • Automobile insurance: This insurance provides coverage for personal vehicles, including cars, trucks, and SUVs. It includes liability coverage, collision coverage, and comprehensive coverage, as well as optional coverage for extras like roadside assistance and rental reimbursement.
  • Watercraft insurance: This insurance provides coverage for boats, yachts, and other watercraft. It includes coverage for damage to the watercraft, liability, and medical payments.
  • Personal liability insurance: This insurance protects against personal liability claims, such as those arising from accidents that occur on the policyholder’s property or as a result of their actions.
  • Collections insurance: This insurance provides coverage for valuable collections, such as art, antiques, and jewelry.
  • Business insurance: This insurance provides coverage for businesses of all sizes, including property insurance, liability insurance, and workers’ compensation insurance.

The cost of these services will vary depending on a variety of factors, including the type of coverage, the amount of coverage, and the customer’s location.

States Where Fireman’s Fund Offers Insurance

Fireman’s Fund Insurance offers insurance coverage in several states across the United States. Fireman’s Fund Insurance was available in the following states:

Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin

It’s important to note that the availability of Fireman’s Fund Insurance may vary depending on the specific product or service being offered, as well as other factors such as the customer’s location and individual risk profile.

Customers interested in Fireman’s Fund Insurance should contact the company or a licensed insurance agent to learn more about the availability of products and services in their area.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Fireman's Fund Insurance Company Insurance Rates Breakdown

The cost of insurance from Fireman’s Fund Insurance will vary depending on several factors, including the type of coverage, the amount of coverage, the customer’s location, and the customer’s risk profile.

As with any insurance provider, Fireman’s Fund Insurance uses a variety of factors to determine insurance rates, including:

  • Age, gender, and marital status
  • Driving record
  • Type of vehicle
  • Credit score
  • Location and driving habits

The cost of insurance from Fireman’s Fund Insurance may also be impacted by the deductible chosen by the customer. A higher deductible typically means a lower monthly premium, while a lower deductible will mean a higher monthly premium.

Overall, the cost of insurance from Fireman’s Fund Insurance will depend on a variety of factors and will vary from customer to customer.

Customers interested in obtaining insurance from Fireman’s Fund Insurance should contact the company or a licensed insurance agent to obtain a quote and learn more about their options.

Fireman's Fund Insurance Company Discounts Available

Fireman’s Fund Insurance offers a variety of discounts to help customers save on their insurance premiums. Here are some of the most common discounts offered:

  • Multi-policy discount: Customers who have multiple policies with Fireman’s Fund Insurance may be eligible for a discount on their premiums. This can include combining auto and home insurance policies, for example.
  • Safe driver discount: Customers who have a good driving record with no accidents or traffic violations may be eligible for a safe driver discount.
  • Home safety and security discounts: Customers who have installed security systems or made other safety improvements to their homes may be eligible for discounts on their home insurance premiums.
  • Green discount: Customers who drive hybrid or electric vehicles may be eligible for a discount on their auto insurance premiums.
  • Loyalty discount: Customers who have been with Fireman’s Fund Insurance for a certain amount of time may be eligible for a loyalty discount.
  • Good student discount: Students who maintain a certain grade point average (usually a “B” or higher) may be eligible for a discount on their auto insurance premiums.
  • Group discount: Customers who are members of certain groups or organizations may be eligible for discounts on their insurance premiums.

It’s important to note that not all discounts may be available in all states or for all products and services offered by Fireman’s Fund Insurance.

Customers interested in obtaining insurance from Fireman’s Fund Insurance should contact the company or a licensed insurance agent to learn more about the discounts available to them and how they can qualify for them.

Fireman’s Fund Insurance: Streamlined Claims Process for Quick Solutions

Ease of Filing a Claim (online, over the phone, mobile apps)

Fireman’s Fund Insurance provides various convenient methods for filing insurance claims, catering to modern preferences. Customers can file claims through an online platform, over the phone, or via mobile applications. The availability of multiple options ensures that customers can choose the method that suits them best, promoting a hassle-free claims experience.

Average Claim Processing Time

Fireman’s Fund Insurance strives to streamline and expedite the claims processing time. While specific processing times may vary based on the nature and complexity of the claim, the company focuses on efficiently managing and processing claims to provide customers with quick resolution and peace of mind during challenging times.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a valuable resource in assessing an insurance company’s performance. Based on available reviews, Fireman’s Fund Insurance generally receives positive feedback regarding claim resolutions and payouts. Customers appreciate the efficient handling of claims and timely payouts, highlighting the company’s commitment to meeting the needs and expectations of its policyholders.

Simplifying Insurance: Fireman’s Fund Digital & Technological Features Unveiled

Mobile App Features and Functionality

Fireman’s Fund Insurance offers a user-friendly mobile app with a range of features designed to enhance the customer experience. The app provides easy access to policy information, claims filing, payment processing, and other essential functionalities. Its intuitive design ensures that customers can manage their insurance needs conveniently on the go.

Online Account Management Capabilities

The online account management system by Fireman’s Fund Insurance allows policyholders to access and manage their insurance policies with ease. Customers can review policy details, make changes, pay premiums, and track claims, all from the comfort of their devices. The online portal enhances accessibility and empowers customers to stay informed and in control of their insurance coverage.

Digital Tools and Resources

Fireman’s Fund Insurance offers a suite of digital tools and resources to assist policyholders in understanding their insurance coverage better. These may include educational resources, insurance calculators, and informative content to help customers make informed decisions about their policies.

The integration of digital tools demonstrates the company’s commitment to providing a comprehensive and informative digital experience for its customers.

How Fireman's Fund Insurance Company Ranks Among Providers

Fireman’s Fund Insurance operates in a highly competitive insurance market, where several companies vie for customers by providing a range of coverage options and services. Understanding the key competitors and their unique offerings is crucial for consumers to make informed decisions about their insurance needs.

Here are some notable competitors to Fireman’s Fund Insurance:

  • Chubb Insurance: Chubb is renowned for its high-net-worth insurance solutions, catering to individuals with substantial assets. Similar to Fireman’s Fund, Chubb focuses on providing comprehensive coverage for luxury homes, valuable possessions, and high-value assets.
  • AIG (American International Group): AIG is a global insurance giant offering a diverse range of products, including personal and commercial lines. Like Fireman’s Fund, AIG targets high-net-worth individuals, providing specialized coverage for affluent lifestyles, estates, and valuable collections.
  • Travelers Insurance: Travelers is a major player in the insurance industry, offering a broad spectrum of coverage options. It competes with Fireman’s Fund by providing customizable insurance solutions for homes, autos, and valuable possessions, with a focus on meeting the unique needs of affluent clients.
  • Nationwide Insurance: Nationwide is a well-established insurance company with a diverse portfolio. While not exclusively targeting high-net-worth individuals, Nationwide competes with Fireman’s Fund by offering personalized coverage for homes, autos, and umbrella policies.

In the competitive landscape of insurance, Fireman’s Fund faces robust competition from companies like Chubb, AIG, Travelers, and Nationwide. Each of these competitors brings its own strengths and unique offerings to the table, making the insurance market dynamic and diverse.

Consumers are encouraged to carefully compare the products, services, and customer reviews of these companies to find the insurance provider that best aligns with their specific needs and preferences.

Customer Reviews: Fireman’s Fund Insurance

Based on customer reviews available online, Fireman’s Fund Insurance generally receives positive feedback from its customers. Here are some common themes that appear in customer reviews:

  • High-quality customer service: Many customers mention that Fireman’s Fund Insurance provides excellent customer service, with representatives who are knowledgeable, responsive, and helpful.
  • Competitive rates: Several customers note that Fireman’s Fund Insurance offers competitive rates for its insurance products and that they were able to obtain coverage at a reasonable price.
  • Fast claims processing: Customers also appreciate the speed and efficiency with which Fireman’s Fund Insurance processes claims, with many reporting that they received payment quickly and without hassle.
  • Wide range of products: Many customers appreciate the variety of insurance products and services offered by Fireman’s Fund Insurance, which allows them to obtain coverage for multiple aspects of their lives, including home, auto, and personal liability insurance.
  • Limited availability: Some customers note that Fireman’s Fund Insurance is not available in all states, which can be a drawback for those who would like to obtain coverage but are unable to do so.

It’s important to keep in mind that customer experiences may vary and that reviews should be taken as one factor among many when evaluating an insurance provider.

Frequently Asked Questions

What is Fireman’s Fund Insurance?

Fireman’s Fund Insurance Company is a subsidiary of Allianz SE, a global insurance company. Fireman’s Fund provides personal and commercial insurance products, with a focus on high-net-worth individuals and businesses.

What types of insurance does Fireman’s Fund offer?

Fireman’s Fund offers a variety of insurance products, including auto, home, and excess liability insurance for individuals, as well as commercial insurance for businesses.

Does Fireman’s Fund offer discounts on their insurance policies?

Yes, Fireman’s Fund offers various discounts on their insurance policies, including multi-policy discounts and safety features discounts for auto insurance.

How can I get a quote for Fireman’s Fund insurance?

You can get a quote for Fireman’s Fund insurance by visiting their website or contacting a local Fireman’s Fund agent.

How does Fireman’s Fund’s auto insurance compare to other companies?

Fireman’s Fund’s auto insurance is designed for high-net-worth individuals and provides extensive coverage options. However, it may be more expensive than other insurance companies that offer similar coverage.

How can I file a claim with Fireman’s Fund?

You can file a claim with Fireman’s Fund by calling their claims department or submitting a claim online through their website.

How does Fireman’s Fund handle claims?

Fireman’s Fund has a reputation for handling claims quickly and efficiently, with many customers reporting a positive claims experience.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Licensed Insurance Agent

Zach Fagiano

Licensed Insurance Broker

Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...

Licensed Insurance Broker

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Reviews
for Fireman's Fund Insurance Company

3.25 (5 reviews)
1
October 23, 2019

jcraig

Bullying by [REDACTED WORD]

This company uses [REDACTED WORD] that bully, Use manipulation and threaten customers in an attempt to deny and disqualify Legitimate claims!! Stay as far away as possible, cheap insurance? yes. actual useable insurance? Not at all!
4.5
November 7, 2017

lechugh

Cheapest auto insurance ever

I went to my local independent insurance agent who found that this was the cheapest car insurance for me. I was a fireman for 7 years, but I don't think it matters if you ever were one. I had a 1 claim after a few years it was handled fast and friendly. I highly recommend
5
October 16, 2017

Bubbasparks

Car accident claim

My claim was handled extremely professionally with the help of CHUBB insurance. The agent answered my questions, was clear and effective in communication, and updated me regularly on the progress of my claim. This goes to show the efficacy and professionalism of the company and the exceptional customer service demonstrated within
↑ Back to Top

Write a Review

Policy Type?

Please select a `Policy Type!`
(Min. 100 Characters)

Company Overall Rating

When you submit this review, you will be asked to sign in/up for to your https://www.usinsuranceagents.com account. If your account is not currently verified, we will send a verification email to the email on file for your account. Please select the verification button in that email. If you do not see the email in your inbox, please check your spam or junk folder. Your review cannot be reviewed and accepted until you complete this verification step.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption