Presbyterian Healthcare Insurance Review & Ratings (2024)

Discover all you need to know about Presbyterian Healthcare Insurance in this in-depth review. Explore the company's ratings, costs, customer feedback, and more. Make an informed decision and compare insurance rates from the top providers in your area. Ensure you have the right coverage that meets your healthcare needs.

UPDATED: Dec 8, 2023Fact Checked

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

UPDATED: Dec 8, 2023

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

UPDATED: Dec 8, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 8, 2023Fact Checked
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Presbyterian Healthcare Insurance

Average monthly rate for healthy individuals:

N/A

A.M. Best rating:

N/A

Complaint level:

Low

Pros

  • Long-standing History: Presbyterian Healthcare Insurance has a history dating back to 1908, indicating a longstanding presence in the healthcare insurance industry.
  • Commitment to Affordable Healthcare: The company emphasizes its commitment to providing affordable, quality healthcare insurance, which may appeal to cost-conscious consumers.
  • Range of Coverage Options: The company offers a variety of healthcare insurance plans, including individual and family plans, Medicare Advantage plans, and employer group plans.
  • Discount Programs: Presbyterian Healthcare Insurance provides discounts to help customers save on their healthcare insurance premiums, such as multi-plan discounts, healthy lifestyle discounts, and bundle and save discounts.

Cons

  • Limited Geographic Coverage: The article mentions that Presbyterian Healthcare Insurance operates in select states, including New Mexico, Texas, and Colorado. This limited geographic coverage may be a drawback for individuals residing outside these areas.
  • Some Reported Claims Processing Issues: While the article doesn’t delve into specific details, it hints that some customers have reported difficulties with claims processing. This could be a potential concern for those placing a high priority on smooth and efficient claims resolution.
  • Coverage Limitations: Customers should be aware that coverage may be limited in some areas, which could impact the accessibility of healthcare services for policyholders.

Final Verdict: Review of Presbyterian Healthcare Insurance

Presbyterian Healthcare Insurance is a healthcare insurance provider with a mission to improve the health of the communities it serves. The company offers a range of healthcare insurance plans, including individual and family plans, Medicare Advantage plans, and employer group plans.

Customers can also access a range of additional services, such as telemedicine and wellness programs. Presbyterian Healthcare Insurance operates in select states across the United States, including New Mexico, Texas, and Colorado.

Customers who choose Presbyterian Healthcare Insurance can benefit from a range of discounts, such as a multi-plan discount, healthy lifestyle discount, and bundle and save discount. The company also offers good customer service, affordable premiums, and a wide network of healthcare providers, which are some of the factors that have contributed to positive customer reviews.

However, customers should also be aware that coverage may be limited in some areas and that some customers have reported difficulty with claims processing.

What You Should Know About Presbyterian Healthcare Insurance

Welcome to our comprehensive article on Presbyterian Healthcare Insurance. If you’re considering Presbyterian Healthcare Insurance or want to learn more about their offerings, you’ve come to the right place. In this article, we will delve into key topics such as the company’s history, coverage options, costs, customer reviews, and discounts.

Interesting Attributes of Presbyterian Healthcare Insurance:

  • Offers a range of insurance products including health, dental, vision, and life insurance.
  • Provides access to a large network of healthcare providers and hospitals.
  • Offers health and wellness programs to help customers maintain a healthy lifestyle.

To ensure you make an informed decision and find the best insurance rates, we encourage you to enter your zip code below and compare rates from the top insurance providers in your area. Don’t miss out on the opportunity to secure the ideal healthcare coverage for you and your loved ones.

Presbyterian Healthcare Insurance is a healthcare insurance company that provides a range of insurance products to individuals and businesses across multiple states in the US. The company has been in operation for over 100 years, providing quality healthcare insurance to its customers.

The company’s mission is to provide affordable, quality healthcare insurance to its customers while maintaining a commitment to their health and well-being. In this review, we’ll delve into the company’s history, products and services, costs, discounts, and customer reviews, so you can make an informed decision about whether Presbyterian Healthcare Insurance is the right choice for you.

Presbyterian Healthcare Insurance History and Mission

Presbyterian Healthcare Insurance was founded in 1908 by a group of New Mexico Presbyterian churches. The company was initially founded to provide healthcare services to the underserved communities of New Mexico.

Over the years, the company expanded its services to include healthcare insurance, and today, it provides a range of insurance products to individuals and businesses across multiple states in the US. Presbyterian Healthcare Insurance’s mission is to provide affordable, quality healthcare insurance to its customers while maintaining a commitment to their health and well-being.

The company’s mission statement reads: “At Presbyterian Healthcare Insurance, we are committed to providing affordable, quality healthcare insurance to our customers. We believe that access to quality healthcare is a fundamental human right, and we strive to make healthcare insurance accessible to all.”

The company’s commitment to its mission is reflected in the various programs and initiatives it offers to its customers. These programs and initiatives are designed to help customers maintain a healthy lifestyle and manage their healthcare costs. Some of these programs include health and wellness programs, weight management programs, tobacco cessation programs, and health coaching services.

Presbyterian Healthcare Insurance Coverage Options

Presbyterian Healthcare Insurance offers a range of healthcare insurance products to individuals and businesses across multiple states in the US. These products include:

  • Individual and family plans: These plans provide comprehensive coverage for individuals and families. The plans include a range of benefits, such as preventive care, hospitalization, prescription drug coverage, and mental health services.
  • Medicare advantage plans: These plans are designed for individuals who are eligible for Medicare. The plans offer comprehensive coverage for hospitalization, doctor visits, prescription drugs, and other medical services.
  • Medicaid plans: These plans are designed for individuals who qualify for Medicaid. The plans offer comprehensive coverage for medical services, including doctor visits, hospitalization, and prescription drugs.
  • Employer group plans: Presbyterian Healthcare Insurance offers a range of employer group plans to businesses of all sizes. These plans provide comprehensive coverage for employees, including preventive care, hospitalization, and prescription drug coverage.
  • Dental and vision plans: Presbyterian Healthcare Insurance also offers dental and vision plans to individuals and businesses. These plans provide coverage for routine dental and vision services, such as cleanings, exams, and eyeglasses.

States Where Presbyterian Healthcare Insurance is Available

Presbyterian Healthcare Insurance is available in several states across the US. These states include:

  • New Mexico: Presbyterian Healthcare Insurance is based in Albuquerque, New Mexico, and offers healthcare insurance products to individuals, families, and businesses throughout the state.
  • Texas: Presbyterian Healthcare Insurance offers healthcare insurance products to individuals, families, and businesses in select counties in Texas, including El Paso, Amarillo, and Lubbock.
  • Colorado: Presbyterian Healthcare Insurance offers healthcare insurance products to individuals and families in select counties in Colorado, including Denver and Colorado Springs.
  • Arizona: Presbyterian Healthcare Insurance offers healthcare insurance products to individuals and families in select counties in Arizona, including Phoenix and Flagstaff.
  • Utah: Presbyterian Healthcare Insurance offers healthcare insurance products to individuals and families in select counties in Utah, including Salt Lake City and Provo.

Here are the seven steps on how to find the states where Presbyterian Healthcare Insurance is provided:

  1. Visit the Presbyterian Healthcare Insurance website at https://www.phs.org/health-plans.
  2. Click on the “Our Plans” tab at the top of the page.
  3. Select the type of plan you are interested in, such as Individual & Family Plans, Medicare Advantage Plans, or Employer Group Plans.
  4. Scroll down to the bottom of the page and click on the link that says “View All Our Plans.”
  5. On the next page, select the state you live in from the dropdown menu located near the top of the page.
  6. If Presbyterian Healthcare Insurance is available in your state, you will be able to view the plans offered, the benefits provided, and the costs associated with each plan.
  7. If Presbyterian Healthcare Insurance is not available in your state, you may be directed to a page with information on other healthcare insurance providers in your area.

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Presbyterian Healthcare Insurance Rates Breakdown

The cost of Presbyterian Healthcare Insurance varies depending on several factors, including the type of plan, the level of coverage, the customer’s age, location, and health status. In general, the company strives to offer affordable healthcare insurance to its customers while maintaining a high level of coverage.

  • Individual and family plans: Customers can choose from a range of options with varying deductibles, copays, and premiums. The cost of these plans may also depend on the customer’s location and the network of healthcare providers available in that area. To obtain a quote, customers can visit the company’s website or contact a representative.
  • Medicare advantage plans: The cost may vary depending on the level of coverage and the customer’s location. In some cases, customers may be eligible for low-income subsidies or other cost-sharing programs that can help reduce the cost of their healthcare insurance.
  • Medicaid plans: The cost is typically determined by the state in which the customer resides. In many cases, Medicaid plans are offered at little or no cost to eligible individuals.
  • Employer group plans: The cost may vary depending on the size of the business, the level of coverage selected, and the network of healthcare providers available in the area. Employers can work with a representative from Presbyterian Healthcare Insurance to customize a plan that meets the needs of their employees while staying within their budget.

Presbyterian Healthcare Insurance Discounts Available

Presbyterian Healthcare Insurance offers a range of discounts to help customers save on their healthcare insurance premiums. These discounts may vary depending on the type of plan and the customer’s individual circumstances. Here are some of the discounts offered by Presbyterian Healthcare Insurance:

  • Multi-plan discount: Customers who have more than one plan with Presbyterian Healthcare Insurance may be eligible for a multi-plan discount on their premiums.
  • Healthy lifestyle discount: Customers who engage in healthy lifestyle activities such as regular exercise, healthy eating, and tobacco cessation may be eligible for a healthy lifestyle discount.
  • Bundle and save discount: Customers who bundle their healthcare insurance with other insurance products, such as home or auto insurance, may be eligible for a bundle and save discount on their premiums.
  • Employer group discount: Employers who offer healthcare insurance plans to their employees through Presbyterian Healthcare Insurance may be eligible for an employer group discount on their premiums.
  • Medicare advantage plan discounts: Customers who enroll in a Medicare Advantage plan with Presbyterian Healthcare Insurance may be eligible for discounts on their premiums, deductibles, and copayments.

Grasping the Claim Process at Presbyterian Healthcare Insurance

Ease of Filing a Claim

Presbyterian Healthcare Insurance offers multiple convenient options for filing insurance claims. Customers can submit claims through their online portal, over the phone, or via their mobile app. This flexibility allows policyholders to choose the method that suits them best, ensuring a hassle-free claims experience.

Average Claim Processing Time

The average claim processing time with Presbyterian Healthcare Insurance is an essential factor for policyholders. While specific processing times may vary depending on the complexity of the claim, the company strives to process claims promptly. However, it’s advisable to check with the insurer for precise information on claim processing times.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback on claim resolutions and payouts is a vital aspect of any insurance provider’s performance. While Presbyterian Healthcare Insurance generally receives positive feedback for its customer service and affordable premiums, it’s essential to consider policyholders’ experiences with claim resolutions and payouts.

It’s recommended to review customer testimonials and experiences to gauge overall satisfaction.

Revolutionizing Insurance: Presbyterian Healthcare Insurance Cutting-Edge Digital and Technological Features

Mobile App Features and Functionality

Presbyterian Healthcare Insurance offers a feature-rich mobile app that allows policyholders to manage their insurance policies conveniently. The app provides functionalities such as policy access, claim submission, premium payments, and access to important documents. Users can also receive notifications and updates related to their policies directly through the app.

Online Account Management Capabilities

Policyholders can efficiently manage their insurance accounts through the insurer’s online platform. This includes accessing policy details, making changes to coverage, and viewing billing information. Online account management provides a user-friendly interface for customers to monitor and update their insurance information as needed.

Digital Tools and Resources

Presbyterian Healthcare Insurance offers various digital tools and resources to enhance the overall customer experience. These tools may include online calculators, educational resources, and interactive features to help policyholders better understand their coverage and healthcare options. Utilizing these digital resources can empower customers to make well-informed decisions regarding their healthcare insurance.

How Presbyterian Healthcare Insurance Ranks Among Providers

Ranking for Presbyterian Healthcare Insurance among other providers based on the customer reviews, which are generally positive, with customers praising the company’s customer service and affordable premiums. Additionally, it mentions that the company has received positive ratings from both customers and industry experts.

These sources often provide detailed rankings and comparisons of insurance providers based on factors such as financial stability, customer satisfaction, and coverage options.

Customer Reviews of Presbyterian Healthcare Insurance

Customer reviews of Presbyterian Healthcare Insurance are generally positive, with many customers praising the company’s customer service and affordable premiums. Here is an overview of customer reviews of Presbyterian Healthcare Insurance:

Strengths:

  • Good customer service: Many customers have praised Presbyterian Healthcare Insurance for its excellent customer service, with representatives who are knowledgeable, helpful, and responsive to their needs.
  • Affordable premiums: Customers have also noted that the premiums offered by Presbyterian Healthcare Insurance are competitive and affordable compared to other healthcare insurance providers.
  • Wide network of providers: Customers have appreciated the large network of healthcare providers available through Presbyterian Healthcare Insurance, which allows them to access quality healthcare services in their local area.

Weaknesses:

  • Limited coverage in some areas: Some customers have reported that Presbyterian Healthcare Insurance has limited coverage in certain areas, which can make it difficult to find healthcare providers or receive necessary medical care.
  • Difficulty with claims processing: A small number of customers have reported difficulty with claims processing, including delays in receiving reimbursement for medical expenses or disputes over coverage for certain treatments or procedures.

Frequently Asked Questions

What is Presbyterian Healthcare Insurance?

Presbyterian Healthcare Insurance is an insurance company that offers health insurance plans to individuals, families, and businesses.

What types of health insurance plans does Presbyterian Healthcare Insurance offer?

Presbyterian Healthcare Insurance offers a variety of health insurance plans, including HMO, PPO, EPO, and HDHP plans.

Where is Presbyterian Healthcare Insurance available?

Presbyterian Healthcare Insurance is available in New Mexico and Texas.

How can I get a quote from Presbyterian Healthcare Insurance?

You can get a quote from Presbyterian Healthcare Insurance by visiting their website or contacting their customer service team.

How does Presbyterian Healthcare Insurance compare to other insurance companies?

Presbyterian Healthcare Insurance has generally received positive reviews and ratings from customers and industry experts. However, it’s always a good idea to compare different insurance companies to find the best fit for your needs and budget.

Does Presbyterian Healthcare Insurance offer any discounts?

Yes, Presbyterian Healthcare Insurance offers a variety of discounts, including discounts for healthy behaviors, preventive care, and certain health conditions.

How can I contact Presbyterian Healthcare Insurance if I have questions or concerns?

You can contact Presbyterian Healthcare Insurance by phone, email, or live chat on their website. They also have a customer service center where you can speak with a representative in person.

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Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

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