Rhode Island Car Insurance

Rhode Island car insurance laws require 25/50/25 in both liability and uninsured motorist coverage. Residents must meet Rhode Island auto insurance requirements in order to legally register and drive a vehicle in the state. Find affordable coverage now with our comparison tool below. Enter your ZIP code to start comparing Rhode Island car insurance quotes for free.

Free Insurance Comparison

 Secured with SHA-256 Encryption

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Full Bio →

Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Full Bio →

Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Learning the fundamental principles about Rhode Island car insurance will help you select the correct coverage and get the most lucrative discounts. Use our Rhode Island Car Insurance Guide to learn more about insurance rules, costs and other information.

Interested in home insurance? Read our Rhode Island Homeowner’s Insurance guide.

Rhode Island Car Insurance Coverage

Minimum Rhode Island Car Insurance Requirements
Bodily Injury Liability $25,000 / $50,000 Limit
Property Damage Liability $25,000 Limit
Uninsured/Underinsured Bodily Injury $25,000 / $50,000 Limit

Rhode Island Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in Rhode Island (2008)
Source: NICB
1. 1994 Honda Accord
2. 1995 Nissan Maxima
3. 1993 Honda Civic
4. 1991 Toyota Camry
5. 1997 Dodge Caravan
6. 1994 Acura Integra
7. 1993 Toyota Corolla
8. 1995 Jeep Cherokee/Grand Cherokee
9. 2000 Ford Taurus
10. 1993 Nissan Altima

View the most stolen vehicles in Rhode Island for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

Rhode Island Department of Insurance
1511 Pontiac Avenue
Cranston, RI 02920
Phone: (401) 462-9500

Rhode Island DMV
286 Main Street
Pawtucket, RI 02860
Phone: (401) 462-4368

Interested in health insurance? Read our Rhode Island Health Insurance

Insurance Guides for Nearby States

Rhode Island Insurance Agents

Providence Car Insurance | Warwick Car Insurance | Cranston Car Insurance | Pawtucket Car Insurance | East Providence Car Insurance | Woonsocket Car Insurance | Newport Car Insurance | Lincoln Car Insurance

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

 Secured with SHA-256 Encryption