South Dakota Car Insurance

South Dakota car insurance requirements are 25/50/25 in minimum liability and 25/50 in uninsured motorist coverage. If you aren’t sure which South Dakota auto insurance company to choose, get in touch with your local Department of Insurance listed below or start comparing South Dakota car insurance quotes for free with our comparison tool below.

Free Insurance Comparison

 Secured with SHA-256 Encryption

Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

Full Bio →

Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Full Bio →

Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Searching for the correct car insurance policy in South Dakota starts with knowing the basics. Our site provides state by state resources to help inform users on state specific insurance laws and regulations and make their insurance shopping experience better.

You may also compare multiple car insurance rates by using our free car insurance quotes form.

Interested in home insurance? Read our South Dakota Homeowner’s Insurance guide.

Car Insurance Coverage

Minimum South Dakota Car Insurance Requirements
Bodily Injury Liability $25,000 / $50,000 Limit
Property Damage Liability $25,000 Limit
Uninsured/Underinsured Bodily Injury $25,000 / $50,000 Limit

South Dakota Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in South Dakota (2008)
Source: NICB
1. 2003 Pontiac Grand Am
2. 1999 Chevrolet Cavalier
3. 1998 Ford Taurus
4. 1999 Chevrolet Extended Cab 4×4 Pickup
5. 1992 Chevrolet Lumina
6. 1992 Oldsmobile Cutlass
7. 1992 Pontiac Grand Prix
8. 2004 Ford F250 Pickup
9. 1994 Ford F150 Pickup
10. 1997 Dodge Ram Pickup

View the most stolen vehicles in South Dakota for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

South Dakota Department of Insurance
445 East Capitol Avenue
Pierre, SD 57501
Phone: (605) 773-3563

South Dakota DMV
445 East Capitol Avenue
Pierre, SD 57501
Phone: (605) 773-3541

Interested in health insurance? Read our South Dakota Health Insurance

Insurance Guides for Nearby States

South Dakota Insurance Agents

Sioux Falls Car Insurance | Rapid City Car Insurance | Aberdeen Car Insurance | Watertown Car Insurance | Mitchell Car Insurance

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

 Secured with SHA-256 Encryption