Tennessee Car Insurance

Tennessee car insurance laws require drivers to carry at least 25/50/15 in minimum liability coverage. Texas auto insurance regulations do not require additional coverage, but you may be required to carry more based on the terms of your car loan or lease agreement. Enter your ZIP code below to find cheap rates with free Tennessee car insurance quotes.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Choosing the correct insurance policy in Tennessee starts with knowing the fundamental principles. US Insurance Agents.com provides state by state guides to help educate our users on state specific laws and regulations to make their car insurance quoting experience easier.

You may also compare multiple car insurance rates by using our  free car insurance quotes form.

Getting Tennessee car insurance quotes from our site has never been easier. Our insurance quote process allows you to check rates from multiple agencies. If you’d first like to find out more about insurance in Tennessee, feel free to read the below information and related articles.

Interested in home insurance? Read our Tennessee Homeowner’s Insurance

Tennessee Car Insurance Coverage

Minimum Tennessee Car Insurance Requirements
Bodily Injury Liability $25,000 / $50,000 Limit
Property Damage Liability $15,000 Limit

Tennessee Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in Tennessee (2008)
Source: NICB
1. 2004 Ford F150 Pickup
2. 1994 Honda Accord
3. 1989 Chevrolet Conventional Cab 4×2 Pickup
4. 1995 Oldsmobile Cutlass
5. 2002 Ford Explorer
6. 2004 Dodge Ram Pickup
7. 1999 Ford Taurus
8. 1994 Jeep Cherokee/Grand Cherokee
9. 1989 Chevrolet Caprice
10. 2005 Chevrolet Impala

View the most stolen vehicles in Tennessee for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

Tennessee Department of Insurance
500 James Robertson Parkway
Davy Crockett Tower
Nashville, Tennessee 37243-0565
Phone: (615) 741-2241

Tennessee DMV
PO BOX 945
Nashville, TN 37202
Phone: (615) 253-5221

Interested in health insurance? Read our Tennessee Health Insurance

Insurance Guides for Nearby States

Tennessee Insurance Agents

Memphis Car Insurance | Knoxville Car Insurance | Chattanooga Car Insurance | Clarksville Car Insurance | Murfreesboro Car Insurance | Franklin Car Insurance | Jackson Car Insurance | Johnson City Car Insurance | Bartlett Car Insurance | Hendersonville Car Insurance | Kingsport Car Insurance | Collierville Car Insurance | Smyrna Car Insurance | Cleveland Car Insurance | Brentwood Car Insurance | Germantown Car Insurance | Columbia Car Insurance | Spring Hill Car Insurance

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