Insuring a Used Car
Insuring a used car is the same as insuring a new car because every vehicle needs to meet the state minimum requirements for coverage. Insurance for a used car may require less coverage since it’s not a brand new make or model, but that depends on your preferences or the requirements of your car loan or lease. Start shopping for used car insurance here with our free quote comparison tool below.
Free Insurance Comparison
Secured with SHA-256 Encryption
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
Nearly every state has instituted laws that require motorists to have, at minimum, one type of car insurance policy. Even motorists that have had no accidents are required to get insurance in order to have a car. Many people purchase used cars to save money. The cost of replacing an older care is lower, so the payouts will be lower as well. This can save drivers hundreds of dollars yearly on car insurance.
The Main Concern with Insuring a Used Car
How much coverage you should get for a used care should be your main concern. Used cars vary and are different from brand new cars, on which nearly everything is equal, which in turn makes coverage for these cars very basic. You should calculate the costs to figure out your risk; what is the balance between the likelihood of an expensive accident and the price you want to pay for insurance?
Better Used Car Insurance for Better Drivers
You have the ability to reduce insurance costs, despite the fact that a car is used, which is something that you don’t have the ability to change. The best way to reduce the costs is by having a good driving record. A clean driving record, several months prior to purchasing a car, can do great things for the cost-effectiveness of used car insurance.
If you have some troubled-spots on your driving record you can still offset them by taking an accredited driving course or other remedial actions. These steps can drastically reduce your payments by helping to make amends for past driving mistakes. Taking actions like these can prove your responsibility to insurance companies.
Try Buying Used Cars which are Cheaper to Insure
If you are trying to make a decision between two very similar used cars; pick the care that is less expensive to insure. Cars have their own driving records, which insurance companies keep record of. They keep track of the cars that are less of a risk to insure.
Shop smart! Getting a vehicle that has a history of accidents is never recommended compared to a used car, but one that may be a little more worn by regular use can lead to cheaper rates.