Virginia Car Insurance

Virginia car insurance requirements include 25/50/20 minimums in both liability coverage and uninsured motorist coverage. Any additional coverage will raise your premiums. Comparison shop online to keep your Virginia auto insurance costs as low as possible. Start here with our free comparison tool below. Enter your ZIP code to get free Virginia car insurance quotes from local companies near you.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 9, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Regardless if Virginia car insurance premiums are going up or down, you can be sure to find an accurate rate quote at US Insurance Agents. Buying car insurance begins with brushing up on the basics and learning about discount programs you might be eligible for.

Use our Virginia Car Insurance Guide as a way to help you pick the correct coverage.

Interested in home insurance? Read our Virginia Homeowner’s Insurance

Virginia Car Insurance Coverage

Minimum Virginia Car Insurance Requirements
Bodily Injury Liability $25,000 / $50,000 Limit
Property Damage Liability $20,000 Limit
Uninsured/Underinsured Bodily Injury
$25,000 / $50,000 Limit
Uninsured/Underinsured Property Damage $20,000 Limit

Virginia Car Insurance Regulations & Required Coverage

Most Stolen Vehicles in Virginia (2008)
Source: NICB
1. 1996 Honda Accord
2. 2000 Honda Civic
3. 1996 Jeep Cherokee/Grand Cherokee
4. 1995 Toyota Camry
5. 1994 Dodge Caravan
6. 2002 Ford Explorer
7. 1997 Ford F150 Pickup
8. 1999 Ford Taurus
9. 1997 Nissan Altima
10. 2007 Toyota Corolla

View the
most stolen vehicles in Virginia

for other years or view the
most stolen vehicles in the U.S.

Important Contact Information

Virginia Department of Insurance
P.O. Box 1157
Richmond, Virginia 2321
Phone: (804) 371-9741

Virginia DMV
P.O. Box 27412
Richmond, VA 23269
Phone: (804) 497-7100

Interested in health insurance? Read our Virginia Health Insurance

Insurance Guides for Nearby States

Virginia Insurance Agents

Virginia Beach Car Insurance | Norfolk Car Insurance | Chesapeake Car Insurance | Richmond Car Insurance | Newport News Car Insurance | Alexandria Car Insurance | Hampton Car Insurance | Roanoke Car Insurance | Portsmouth Car Insurance | Suffolk Car Insurance | Lynchburg Car Insurance | Harrisonburg Car Insurance | Leesburg Car Insurance | Charlottesville Car Insurance | Blacksburg Car Insurance | Danville Car Insurance | Manassas Car Insurance | Petersburg Car Insurance

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