AARP Insurance Discounts for Seniors

AARP does not sell insurance coverage, but eligible seniors can qualify for AARP insurance discounts on their policies. AARP insurance discounts for seniors apply to home, life, auto, and health insurance policies. You must be aged 50 years or older to qualify for AARP insurance discounts.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 8, 2020

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There are quite a few advantages for seniors who belong to the American Association of Retired Persons, or AARP. Among those advantages are things such as guaranteed acceptance life and health insurance, discounts on many different lines of coverage, and the availability of group insurance through membership in AARP.

AARP Does Not Sell Insurance

AARP is not an insurance company. Instead, they have researched and then partnered with leading insurance companies to provide AARP members with exclusive discounts to most lines of insurance. Rather than selling insurance, AARP makes special group policies available to members by attracting insurance companies with the power of vast group memberships.

Life Insurance

AARP provides online financial planning tools to help members identify the types and amounts of coverage they require. In addition to purchasing personal life insurance ranging from final expense coverage to a full-featured whole life policy, you also have the option of purchasing policies for descendant children under the Young Start life insurance plan.

Health Insurance

AARP members have access to both health and long term care coverage at low group rates. Because this is a group plan, you are guaranteed acceptance into the program regardless of current or previously existing conditions you may have. Long term care is not the same as health insurance, but could provide for you and your family if you become ill for an extended period of time.

Home Coverage

Homeowners insurance purchased as an AARP member will get you some of the lowest home insurance rates available. For even more savings, couple your home insurance policy with an auto insurance policy to get the benefits of multiple lines discounts along with the discounts for being an AARP member.

Auto Insurance

Car insurance is important for everyone, and AARP can save members a lot of money over the course of an annual policy contract. Another benefit of purchasing your insurance through AARP is that you can rest assured you are dealing with insurers that have already passed the tests of dependability and trustworthy customer service.

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