A.M. Best Ratings Explained

The A.M. Best Company is one of the leading insurance and financial company ratings firms. The company uses a standard grading scale to provide consumers with information about the stability and long term financial outlook of financial companies. At a glance, someone who is comparing prices of different insurance companies can know whether they are dealing with a company that is in dire straits, is making a comeback from a financial blow, or is riding on top of the heap. Here is the grading scale used by A.M. Best Company, and what the grades mean to you.

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AARP Insurance Discounts for Seniors

There are quite a few advantages for seniors who belong to the American Association of Retired Persons, or AARP. Among those advantages are things such as guaranteed acceptance life and health insurance, discounts on many different lines of coverage, and the availability of group insurance through membership in AARP.

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Buying Insurance from Independent Insurance Brokers vs. Direct Writers

No matter what type of insurance you need, navigating the available choices can seem like a big hassle. Perhaps the first decision you’ll need to make is whether to use an independent insurance broker or a direct writer. What’s the difference? Simply put, independent brokers and agents will work for you and connect you to insurance products from a wide range of companies. Direct writers work for one company, usually one of the “big name” companies like Geico, and only have access to that company’s products. Some large companies like Liberty Mutual and Allstate make use of both independent agents and direct writers, but many employ only direct writers. In some cases, using a direct writer is the only way to purchase a policy from a particular company.

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Chevrolet Corvette: Quotes, Stats & History

The Chevrolet Corvette, also known more informally as the Vette, is the epitome of cool cars. The roar of the engine, the sleek design of the body, and the status that comes with the car adds to its appeal. The Corvette is so popular that it even has its own movie called Corvette Summer, made in the 1980s. Its color, classic red, is famous as well. The Corvette is the American muscle car that has been roaring down the streets since 1953. This car was the image of retirement or for the super wealthy.

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10 Deadliest Cities for Drivers (+Insurance Implications)

Here is What You Need to Know: Each year, over 37,000 Americans die in traffic-related crashes Six of the 10 deadliest cities for drivers can be found in the South Distracted driving and drunk driving are leading causes of traffic deaths The U.S. Census Bureau reports that there are currently over 122 million vehicles on…

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