Can I cover my live in boyfriend on my health insurance or vice versa?
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Is there a time requirement for the living arrangement? Can he cover my children who live with us? We live in North Carolina.
Asked October 5, 2017
Whether or not you can cover your live-in boyfriend on your health insurance, or vice versa, depends on a few factors. If you have health insurance coverage through your employer, you may be able to add your boyfriend to your plan if the employer offers domestic partner coverage. Domestic partner coverage typically requires that you and your partner have lived together for a certain amount of time and are financially interdependent, among other requirements. Some employers may also require that you provide documentation to prove that you meet the eligibility criteria. If you have health insurance coverage through a Marketplace plan or a private insurer, domestic partner coverage may be available as an optional benefit, but you will likely need to pay an additional premium for the coverage. It's worth noting that domestic partner coverage is not available in all states and may be subject to state and federal regulations. Additionally, some insurers may have restrictions on who can be covered as a domestic partner. If you are considering adding your boyfriend to your health insurance plan, it's important to review the details of the coverage provided, as well as the cost of adding a dependent. You should also consider whether your boyfriend has any pre-existing conditions or medical needs that may impact the cost of the coverage. In summary, whether or not you can cover your live-in boyfriend on your health insurance, or vice versa, depends on a variety of factors such as your employer's policy, state regulations, and insurer restrictions. If you are considering adding a domestic partner to your health insurance plan, it's important to carefully review the eligibility requirements, coverage provided, and cost of the coverage before making a decision.
Answered October 9, 2017 by PageIns