Can I add my boyfriend and his vehicle to my policy?
UPDATED: Jul 17, 2018
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Asked July 17, 2018
The issue with having an automobile covered under an insurance policy that isn't in your name is that you should have the capacity to demonstrate an insurable interest for the automobile. Normally, the owner has an insurable interest since they have something to lose if the automobile is damaged or totaled, while somebody who isn't on the policy does not. In the event that you can demonstrate an insurable interest, you can insure the vehicle; however that may be a hard task to accomplish in some situations. In addition to proving an insurable interest, you may be able to add your boyfriend to your Texas car insurance policy if he resides with you. If you and your boyfriend do not reside in the same household then some car insurance companies in the state of Texas may still allow you to add your boyfriend if you and he are engaged to be married.
Answered July 18, 2018 by InsuranceStar