can i get temporary home insurance on my dads home?

UPDATED: Oct 17, 2017

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Oct 17, 2017Fact Checked

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Asked October 17, 2017

1 Answer


While you have not gone into specifics as to why you would need the insurance, it should not be a problem to acquire temporary insurance. It is actually quite common, especially if the property is going through the probate process.

Regardless, a standard homeowners policy will not cover a home if it is left unoccupied for a period of longer than 30 days. So, let's say, your father had to be moved to a nursing home or has passed, temporary home insurance would be required.

There are many companies that sell such insurance and all of them have specific rules as to the time limits on the policy purchased. Most sell in increments of 3 or 6 months but check with each company when talking to them about their specific time periods.

Glad to hear you are taking the responsible route and making sure your dad's safe and sound while it remains unoccupied.

Answered October 18, 2017 by ailee44

Related Links

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption