Can I Lower my car insurance by taking a defensive driving course?

UPDATED: Oct 2, 2018

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Can I Lower my car insurance by taking a defensive driving course?

Asked October 2, 2018

1 Answer


A defensive driving class can get you a discount on your auto insurance coverage. A majority of auto insurance companies offer a five to ten percent discount to drivers who complete their coursework. If you have accrued points on your driver's license then you can also get four points removed as well. This class can be taken every three years and is a great way to improve your odds of having lower car insurance premiums.

These types of classes can be done both online and in a classroom setting. The course content consists of topics such as: the dynamics of a crash, the dangers of driving under the influence, the importance of seat belts and other safety equipment, state traffic laws and crash prevention techniques.

It is very important to notify your insurance agent before registering for your defensive driving class so that you can inquire about the discount that you might receive for your participation. This class can be a great investment in your safety behind the wheel and you can save money at the same time; so it is a win-win situation for drivers in Indiana.

Answered October 4, 2018 by starinsured

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