What if i decide to sell my house after insurance claim check is given, do i the home owner get to keep the check?

UPDATED: Feb 13, 2018

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Asked February 13, 2018

1 Answer


If you are a homeowner and are issued an insurance check due to a claim made during your ownership of the home, you do have a right to sell your home and keep the check. Although, in the process of getting your home ready to sell, you have to consider a few things before making the final decision whether or not you want to ignore the repairs.

The first item to consider is where the damage is and is it going to bring the value of the home. If the home wont sell for at least the amount of the loan, it is probably worth making the repairs for more of a profit in the end.

The next item to consider is if the damage to the home makes it inhabitable. If the home is classified inhabitable, you will not be able to put it on the market until the repairs are made.

Answered February 15, 2018 by insurance1822

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