Does ADP offer health insurance products?
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Asked July 17, 2013
ADP, like many large corporations, offers a variety of benefits packages to employees. Benefits include such things as vacation time, sick leave, and health insurance. Typically, part time employees receive a similar but different benefits package than full time employees. With all of that being said, the Affordable Care Act, or ACA, will require all employers with more than 2 employees to make health insurance available.
ADP and similar companies have the discretion of paying some or all of the health insurance premiums. Typically, full contribution packages are offered to executive employees, while the bulk of the work force receives a portion of the premiums but must pay the remainder. For part time employees, the responsibility for the full premium often falls on the employee. Negotiating for a better benefits package can sometimes get your premiums covered as an enticement to employment.
Officially known as the ACA and commonly called by Obamacare the healthcare reform laws are scheduled to go into force between the years 2012 and 2020. Originally, employers were required to make health insurance available by January of 2014, but this was changed in July of 2013, extending the time period until January of 2015. Many companies have already complied with this regulation, while others will be converting as the effective date gets closer.
As an entry-level employee, ADP may not pay your premiums, but you should be able to sign up for health insurance after your probationary period has ended with the company. At that time, you will be informed of the next open enrollment period for the company that provides coverage, and given the necessary forms to sign up.
Answered July 17, 2013 by Anonymous