How can I add a vehicle to my current policy?
UPDATED: Sep 6, 2011
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Asked September 6, 2011
Adding a new vehicle to your current insurance policy is nto a complicated process but it will require you to provide a great deal of information concerning the car itself and how you intend to use the vehicle. The process can be done in person at your insurance company, over the phone with an agent or at your leisure online. Adding the vehicle online allows you to carefully verify the information as it is entered or make necessary changes to the coverage.
You will need the policy number the vehicle is being added to when you begin. Along with that, jot down the actual odometer reading on the car, the VIN (Vehicle Identification Number), and the license plate number. When you being entering information on the car, you will be asked for the make and model of the vehicle, how many doors it has, and any special before- or after- market changes that have been made to the car.
Be prepared to estimate the yearly miles you expect to drive, and provide the insurance company with a designated purpose for the vehicle. designated uses include primary transportation, pleasure use vehicle, and business or commercial use. Knowing how far you will drive and how the car will be used allows the insurance company to calculate your individual policy.
Adding a car to your policy is not difficult, but doing so online offers a greater degree of convenience, where phone or physical meetings require setting aside a specific block of time and dealing with the pauses and interruptions common in real-time human to human business transactions.
Answered September 6, 2011 by Anonymous