How can you find out if someone has a car registered in your name?

UPDATED: Jun 28, 2022

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Wondering if a car is registered in your name? Is it legally yours? Read the comments below to find out how to check if a car is registered in your name. Get advice on what to do if a car is registered in your name but is not yours. All of your information for the car needs to match up with your car insurance.

Whether you own the car or not, if you are using it, you need car insurance. Enter your ZIP code above to get auto insurance quotes from multiple companies.

Asked January 25, 2017 by Zaneta Wood

1 Answer

Strictly speaking, the best you can do is to find out how many vehicles you own. In order to do so you need to take your state-issued identification card or driver’s license to the Department of Motor Vehicles. Once you have determined whether or not the number of cars you own is the proper number of vehicles, you can discuss that second step with the DMV person. The DMV should be welcome to help you start an investigation should it be warranted.

There is no current means to find out if someone has a car registered in your name without having the license plate number and vehicle identification number of the vehicle in question; the best you can is to find out how many vehicles are in your name. This it protect a person from someone else doing the research and using it against them. Thus, if someone has a vehicle registered in your name you cannot find out through a general search. This applies even if you have strong evidence that some sort of identity theft has happened, such as tickets being received or warrants being issued in your name or even insurance companies trying to get in touch with you for vehicles you own.

If you do suspect identity theft, then you need to discuss it with the local district attorney’s office or Federal Bureau of Investigation if the crime goes over state lines. As you are on the hook for any debts incurred or crimes committed involving vehicles registered in your name, this means that you need to prove that you are not in fact the person who actually owns the vehicle as quickly as possible in order to clear up the situation. While you need some definitive evidence and the process can be difficult, it can be your only real choice to clear your name and your credit history.

Answered January 27, 2017 by teddyx

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