How can you get life insurance for someone in jail?

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Asked January 30, 2012 by Elizabeth Nunes

1 Answer


Getting life insurance for someone in jail can be challenging, but it is possible in some cases. Some insurance companies may not provide coverage to individuals who are currently incarcerated or have a criminal record, while others may offer coverage with certain conditions. One option is to work with an insurance agent who specializes in high-risk cases, such as individuals with criminal records. These agents may have access to insurance companies that are willing to provide coverage under certain circumstances, such as a limited death benefit or higher premiums. Another option is to consider a guaranteed issue life insurance policy, which does not require a medical exam or health questionnaire. These policies are typically more expensive and offer a lower death benefit, but may be a viable option for individuals in jail or with a criminal record. It's important to note that life insurance companies will typically ask about an individual's criminal history on their application. Providing false information can result in the policy being voided or denied.

Answered January 30, 2012 by Anonymous

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