How many credits do i need to take to stay on my parents insurance?

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Asked June 13, 2011

1 Answer


The number of credits you need to take to stay on your parents' insurance plan depends on several factors, including the insurance provider's policies and your parents' specific plan. If your parents have employer-sponsored health insurance, the plan may allow children to stay on the plan until age 26, regardless of whether they are enrolled in school or not. In this case, the number of credits you take may not affect your eligibility for coverage. If your parents have a private health insurance plan, the plan may require that you be enrolled in school as a full-time student to remain covered. In this case, you may need to take a certain number of credits to be considered a full-time student. The number of credits required to be considered a full-time student varies by school and program. Typically, full-time enrollment is defined as taking at least 12 credits per semester. However, some schools may have different requirements based on the length of the semester, the type of program, or other factors. If you drop below the required number of credits, you may lose eligibility for coverage under your parents' insurance plan. It's important to review the plan details and requirements carefully to understand your coverage and any potential changes that may affect your eligibility.

Answered June 13, 2011 by Anonymous

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