If I let someone drive my NJ car does my auto insurance cover them?

In New Jersey, auto insurance generally follows the car, rather than the driver. This means that if you allow someone else to drive your car, your auto insurance will typically provide coverage for any accidents or damages that occur while that person is driving your car. However, it's important to note that there are some limitations to this coverage. Firstly, your auto insurance policy will only provide coverage up to the limits that you have selected. If the damages or injuries exceed your coverage limits, you may be personally liable for the remaining costs. Additionally, if the person you allow to drive your car has their own auto insurance policy, their policy may also provide coverage. In this case, their insurance policy would typically be primary, meaning that it would pay out first in the event of an accident or damage. It's always a good idea to check with your auto insurance provider to make sure you understand your coverage and any limitations or exclusions that may apply when you allow someone else to drive your car.