USAA Car Insurance for Divorced Spouses

UPDATED: Jun 28, 2022

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UPDATED: Jun 28, 2022Fact Checked

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Wondering if you can stay on your husband’s car insurance after a divorce? Read the comments below to find out if you still qualify for USAA membership benefits.

Otherwise, call USAA car insurance directly to find out from USAA how to add a spouse to your policy.

Whether you are a current or previous spouse of a USAA member, you need car insurance. Enter your ZIP code above to get auto insurance quotes from multiple companies.

Asked June 12, 2018 by Zaneta Wood

1 Answer


According to USAA, spouses and former spouses are eligible for coverage. The only difference between the married spouse and former spouse is that the coverage will drop if the former spouse gets married to someone else. Currently, there are three million that have access to this particular coverage. In some cases, the former spouses thought that they would still be covered because of receiving benefits for their children after marrying again. That doesn't happen with this insurance company. The former spouse has to report changes in their marital status once they move on to another marriage. If not, the USAA will expect them to pay for all health insurance services during the time that they have gotten married again on up until the insurance company finds out. It is best to be honest about your new marriage. The USAA does document and have you sign forms stating that you would report the change to them at the beginning of your coverage. It keeps the rest of the family protected if these changes happen.

Answered June 22, 2018 by pbanion

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