Is Rodney D Young Insurance still in business?

UPDATED: Jan 26, 2016

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UPDATED: Jan 26, 2016Fact Checked

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Asked January 26, 2016

1 Answer

The Rodney D. Young Insurance Company, sometimes referred to as RDY Insurance, is a cheap auto insurance company. This business is just one of the many auto insurance providers owned by Fred Loya, which is responsible for an impressive list of companies.

This business is reported to have merged with the Fred Loya Insurance Company, combining the history and experience of their employees into one single provider. Policies can still be found under RDY. They offer auto insurance coverage based on an annual, semi-annual, and month-to-month basis. So you can get covered for short periods with no contract.

The Rodney D. Young Insurance Agency caters to a niche market. But they follow a familiar philosophy for many.

Does The Rodney D. Young Insurance Agency Offer Comprehensive Insurance?

RDY is known for affordable car insurance. The company also provides additional insurance policies and products to its clients, including homeowners and renters policies under the Loya Insurance Group umbrella. The company strives to provide quality services to its customers. RDY has its main office located in Texas while other branches are situated in different states. The company strives to provide better services to its clients through various branches, allowing clients to get personalized top-notch customer service from a local company agent. Having stores scattered across the country in states like Missouri, New Mexico, Texas, Nevada, and Colorado helps make this goal a reality.

Despite the hike in auto insurance rates in the market, the Rodney D Young Insurance Company has maintained affordable auto insurance options. The insurance firm does not discriminate in the way they charge an insurance premium to their customers. More affordable insurance coverage is the primary goal of the insurance company, even for high-risk drivers.

Services offered by RDY include:

  • Homeowners insurance
  • Commercial auto insurance
  • Mexico travels insurance
  • Auto insurance

Clients located in Texas are allowed to take advantage of the travel insurance to go on vacations across the border to Mexico without any restrictions.

Policyholders can talk with employees and pay their premiums in person at a local store if they want. They can also contact the company through their website by filling an electronic form, or by phone.

How Do Claims Work with The Rodney D. Young Insurance Agency?

If you need to file a claim with this auto the Rodney D. Young Insurance Agency, you have all the standard options. You can file claims in person, over the phone, or by using the RDY online portal. The company values your time and strives to provide options that make the claims process simple for every driver, regardless of their lifestyle. It's also easy to get answers to any questions you may have, get quotes, and more because RDY takes customer service satisfaction seriously.

Each auto insurance claim is thoroughly investigated. Then benefits are issued based on the type of collision coverage or other policy insureds signed up for. An insurance broker can help you choose the right policy. RDY's easy system makes using it more manageable.

There are multiple types of coverage available from RDY. Car insurance is a general term that refers to the various types of insurance coverage for a driver and their vehicle, as well as the various factors that influence each one of them. Clients are advised to learn more about the different types of insurance coverage to be able to make informed decisions about how to economically protect their families in case of an accident. The most common types of car insurance coverage include liability, collision, and comprehensive and uninsured motorist coverage.

Under the auto insurance and commercial insurance category, RDY offers property coverage, liability coverage, together with medical coverage. The firm also has homeowner insurance policies that include coverage for liability and damage. The General Liability Protection coverages offered are:

  • Property damage
  • Bodily injury
  • Products-completed operation
  • Products liability
  • Contractual liability
  • Borrowed equipment
  • Reasonable Use of Force
  • Liquor liability
  • Lightning or explosion damage

The auto insurance laws differ in the various states. Thus, clients are advised to clarify to the insurance agent their state of residence or to look online for the requirements for acquiring an insurance policy.

The Rodney D. Young Insurance Agency has been awarded an A+ rating by the Better Business Bureau according to its BBB Business Profile. Clients who are members of the Royal Auto Club are given discounts, and they are given months' worth of free coverage.

Answered January 27, 2016 by InsuranceStar

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