Motorcycle insurance isn’t required in Florida, can I ride my motorcycle in other states if it’s registered in Florida?

UPDATED: Jul 21, 2010

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UPDATED: Jul 21, 2010Fact Checked

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Asked July 21, 2010

1 Answer

Technically, the answer to this question is no. If you are riding in a state that requires motorcycles to be insured, then you are expected to obey the laws of that state. Currently, the only two states that do not require motorcycle insurance are Florida and Washington, at opposite corners of the country.

If you are going to be riding in the other state for a few hours or a weekend, you may be able to get a temporary exception from that state's department of motor vehicles, but doing so would involve as much or more expense than simply procuring insurance for a temporary period.

Having motorcycle insurance is to protect you. Even if you are not required to have it, doing so removes the burden of liability if you cause damage to someone else or their property, and PIP or no-fault coverage make sure that you can get the medical attention you need in an accident even if the other driver was not insured. In short, having insurance for a motorcycle is not expensive, and it can save you a lot of money.

Answered July 21, 2010 by Anonymous

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