How much will it cost to add a 25 year old to my insurance with a good driving history?

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Asked January 5, 2017

1 Answer


The cost of adding a 25-year-old to your insurance policy will depend on a number of factors, including the make and model of the vehicle, the amount of coverage you have, and the driving history of the individual being added to the policy. Other factors that may influence the cost of adding a driver to your policy include the location where the vehicle will be primarily driven, the purpose for which the vehicle is being used, and the driver's credit score. Generally, adding a 25-year-old driver with a good driving history to your policy may increase your insurance rates, but the amount of the increase will depend on the specifics of your policy and the driver's history. Younger drivers are typically considered a higher risk to insurance companies, as they have less experience behind the wheel and may be more likely to be involved in accidents. However, if the driver has a good driving record, meaning they have not been involved in any accidents or received any traffic violations, this can help to lower the cost of adding them to your policy. To get a more accurate estimate of the cost of adding a 25-year-old driver to your insurance policy, you should contact your insurance company and request a quote. Be sure to provide as much information as possible about the driver, including their age, driving history, and the make and model of the vehicle they will be driving. Your insurance company may also ask for additional information, such as the driver's address, employment status, and credit score. When comparing insurance quotes, it's important to consider both the cost of the policy and the level of coverage provided. Be sure to ask about any discounts that may be available for adding a driver to your policy, such as safe driving discounts or multi-vehicle discounts. Additionally, you may be able to lower your overall insurance costs by raising your deductible or adjusting your coverage limits. As a sign of reaching a milestone of responsible driving, many insurers offer a 25 year-old car insurance discount, which can help young adults significantly lower their insurance premiums.

Answered January 6, 2017 by IndyIns

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